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Free Throws

5,892
by David Butler
Wednesday, April 6, 2016

Dave Butler offers a sports example to help investors apply discipline in a stressful market   “What do you regard as the most difficult period in the financial markets during your 25 years in the investment business?” I am often asked this question, ...Read More

Archives

  • Wells Fargo: A Deeper Look at the Performance

    6,202
    by Tom Allen and Mark Hebner — Thursday, March 31, 2016

    Wells Fargo is one of the largest institutions in the world. In fact, it is considered a Systematically Important Financial Institution (SIFI), in which its failure could potentially lead to a much larger ...Read More

  • How To Read Your Form 1099 Composite

    3,911
    by Tom Allen and Mark Hebner — Friday, March 18, 2016

    As we approach tax day (April 18th, 2016), we wanted to take the time to go over the 1099 Forms that have been provided to our clients by Fidelity, Schwab, and TD Ameritrade. If you haven’t received this ...Read More

  • The $1 Million Dollar Bet: Buffett Winning Big

    5,135
    by Tom Allen and Mark Hebner — Wednesday, March 16, 2016

    Warren Buffett is considered a household name amongst the investment community. The famed investor and third richest man on planet earth is well-known for his investing acumen. Although he has had long-term ...Read More

  • Diversification: Expanding the Opportunity Set!

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    by Tom Allen and Mark Hebner — Monday, March 7, 2016

    “Diversification is your buddy!” – Merton Miller, Nobel Laureate Diversification means different things to different people. Some people understand the timeless adage of “don’t ...Read More

  • The Leap Year Approach to Investing

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    by Tom Allen and Mark Hebner — Thursday, March 3, 2016

    2016 marks another special year for those who happened to have a significant event, like a birthday or wedding anniversary, fall on February 29th. The Leap Year, which is that extra day that we get every 4 ...Read More

  • Quantifying the Value of Tax Loss Harvesting: An Update

    3,860
    by Tom Allen and Mark Hebner — Monday, February 29, 2016

    In August of 2014 we released a study that attempted to quantify the value of providing tax loss harvesting services using a data sample from our own clients’ experiences. As we mentioned in the original ...Read More

  • Volatility is a Good Thing!

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    by Tom Allen and Mark Hebner — Tuesday, February 23, 2016

    Many readers may call us crazy, but hear us out. The beginning of 2016 has been tumultuous to say the least. Concerns over China’s transition from an export based economy to a more developed economy ...Read More

  • Oil Prices and Equity Returns

    4,089
    by Tom Allen and Mark Hebner — Friday, February 19, 2016

    No doubt one of the biggest stories over the last 18 months has been oil. Currently, oil prices (as measured by the WTI Crude Index) are at levels we haven’t seen for almost 13 years. While many see ...Read More

  • Good Advice

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    by Mark Hebner — Wednesday, February 17, 2016

    In today’s climate of one-page financial plans, bargain-basement fund pricing and automated investment tools, you may wonder whether you still need a living, breathing financial adviser. You do. But with ...Read More

  • Low Future Economic Growth and Expected Returns

    4,238
    by Tom Allen and Mark Hebner — Tuesday, February 16, 2016

    We have recently come across a series of articles that are giving warning about the near future of slowed economic growth, high levels of volatility, and potentially lower returns from stocks and bonds. ...Read More

  • Are You Saving Too Little or Too Much for Retirement?

    3,778
    by Tom Allen and Mark Hebner — Wednesday, February 10, 2016

    How do we enjoy our resources today without sacrificing future financial security? What is the delicate tradeoff between current and future consumption? These questions are extremely important. At one extreme ...Read More

  • The Retirement Plan Puzzle: Advisor is the Key Piece

    3,135
    by Tom Allen and Mark Hebner — Friday, January 29, 2016

    The retirement plan industry has come out of the shadows in the last three decades. For the better half of the last century, the topic of retirement plans could have rivaled watching the grass grow in terms of ...Read More

  • A Vanishing Value Premium?

    6,393
    by Weston Wellington — Friday, January 22, 2016

    Value stocks underperformed growth stocks by a material margin in the US last year. However, the magnitude and duration of the recent negative value premium are not unprecedented. This column reviews a ...Read More

  • The 4th Quarter of 2015 in Review [VIDEO]

    4,818
    by Tom Allen and Mark Hebner — Wednesday, January 20, 2016

    The best way we can describe the 4th Quarter, overall, is a great end to somewhat of an abysmal year. Stocks delivered positive results in the United States, International/Developed, and Emerging Markets. ...Read More

  • 2016: Ten Predictions to Count On

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    by Jim Parker — Wednesday, January 13, 2016

    The New Year is a customary time to speculate. In a digital age, when past forecasts are available online, market and media professionals find it harder to hide their blushes when their financial predictions ...Read More

  • The Market Playing Peek-a-Boo

    3,329
    by Mark Hebner — Thursday, January 7, 2016

    Have you ever noticed how a newborn’s favorite game is peek-a-boo? Now you see it. Now you don’t. In 2015, global markets seemed particularly intent on playing peek-a-boo with ...Read More

  • The Market Knows Best: Federal Reserve Raises Rates

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    by Tom Allen and Mark Hebner — Tuesday, January 5, 2016

    Well there you have it folks. The Federal Reserve finally took action to increase the Federal Funds Rate. The catastrophe that was anticipated by many financial pundits ended up being what seemed like no news ...Read More

  • 5 Actions You Should Take Going Into 2016

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    by Tom Allen and Mark Hebner — Tuesday, December 29, 2015

    As we button up the end of another year here at IFA, we wanted to remind clients of some of the things they should be thinking about when it comes to their finances going into ...Read More

  • The Short End of a Corrupt Giant

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    by Tom Allen and Mark Hebner — Monday, December 28, 2015

    Most of us are aware of the story of David and Goliath from the Holy Bible. According to the Books of Samuel, Goliath was a Philistine warrior of tremendous strength and size who was defeated by a much ...Read More

  • Portfolio Rebalancing: A Reminder on Why We Do It

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    by Tom Allen and Mark Hebner — Thursday, December 17, 2015

    As we come to the end of the year, many clients may be wondering whether or not there needs to be action taken within their portfolio. Some asset classes, like International/Developed Small Cap stocks, have ...Read More

  • Tom Allen and Mark Hebner

    Thrivent Financial: A Deeper Look at Their Performance

    12,719
    by Tom Allen and Mark Hebner — Tuesday, December 15, 2015

    Thrivent Financial is a wonderful story about a non-profit that has done a tremendous job formulating a successful financial planning process. Focusing on the niche clientele of Christians, Thrivent provides a ...Read More

  • Second-Hand News

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    by Jim Parker — Friday, December 4, 2015

    Why don’t the media run more good news? One view is bad news sells. If people preferred good news, the media would supply it. But markets don’t see news as necessarily good or bad, rather in terms ...Read More

  • A Journey to the Past for Advice in the Present

    3,453
    by Tom Allen and Mark Hebner — Wednesday, December 2, 2015

    Let’s travel back 55 years into the past and see what the world was like. It was the early-1960s, where our country was still riding the coattails of a post-war economic and population boom. President ...Read More

  • The MFS "Active Advantage"... Really?

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    by Tom Allen and Mark Hebner — Wednesday, November 11, 2015

    MFS Investment Management made very well scripted and produced commercials highlighting some of the typical selling points active managers like to make when speaking to investors. Let's take a deeper ...Read More

  • Recent Trends in the Global Market Breakdown

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    by Tom Allen and Mark Hebner — Thursday, October 22, 2015

    The world economy is a continuously shifting system. Consumer preferences are in constant flux and new ideas for businesses are cropping up what seems like every single day. Where investors place value can ...Read More

  • Index Fund Assets Still on the Rise

    4,525
    by Tom Allen and Mark Hebner — Wednesday, October 21, 2015

    The Investment Company Institute (ICI) published its annual Fact Book back in May, which addressed the recent trends in the mutual fund and exchange traded fund investment strategies. One of the most common ...Read More

  • Advice That Adds Up During Down Markets

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    by Mark Hebner — Friday, October 16, 2015

    As recent global markets continue to test the patience of even some of the most stoic among us, how are you holding up? Are you finding it feasible (if not necessarily fun) to stick with your existing ...Read More

  • The 3rd Quarter of 2015 in Review [VIDEO]

    4,448
    by Tom Allen and Mark Hebner — Thursday, October 15, 2015

    The 3rd Quarter of 2015 could pretty much be summed up by one word: red. We saw a lot of it, all over the world, among pretty much all asset classes. While Greece was dominating the headlines during the 2nd ...Read More

  • The Role of the Advisor in a Retirement Plan

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    by Tom Allen and Mark Hebner — Friday, October 9, 2015

    We recently came across an article from Employee Benefit News that highlighted the overall disconnect that participants in small companies have with their 401(k) plan. The author stated very clearly, ...Read More

  • Unhealthy Attachments

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    by Jim Parker — Wednesday, October 7, 2015

    Have you ever made yourself suffer through a bad movie because, having paid for the ticket, you felt you had to get your money’s worth? Some people treat investment the same way. Behavioral economists ...Read More