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Step 5: Manager Pickers

Step 6: Style Drifters

Step 7: Silent Partners

Step 8: Riskese

Step 9: History

Step 10: Risk Capacity

Step 11: Risk Exposure

Step 12: Invest and Relax

Appendix

Index Portfolios

INDEX PORTFOLIOS

IFA Index Portfolio 100

IFA Index Portfolio 95

IFA Index Portfolio 90

IFA Index Portfolio 85

IFA Index Portfolio 80

IFA Index Portfolio 75

IFA Index Portfolio 70

IFA Index Portfolio 65

IFA Index Portfolio 60

IFA Index Portfolio 55

IFA Index Portfolio 50

IFA Index Portfolio 45

IFA Index Portfolio 40

IFA Index Portfolio 35

IFA Index Portfolio 30

IFA Index Portfolio 25

IFA Index Portfolio 20

IFA Index Portfolio 15

IFA Index Portfolio 10

IFA Index Portfolio 5

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The data provided in charts referring to IFA Index Portfolios is hypothetical back-tested performance and is not actual client performance. Performance data for the IFA Index Portfolios is shown net of IFA's highest advisory fee and the underlying mutual fund expenses. IFA Indexes when shown individually do not reflect a deduction of advisory fees. None of the data reflects trading costs or taxes, which would have lowered performance by these costs. See more important disclosures at ifabt.com.