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IFA Index Portfolios

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Explore IFA Index Portfolios, from most conservative to most aggressive. The Risk Capacity Survey is the starting point for understanding your investment needs.

Browse risk levels, then discuss your needs with an IFA wealth advisor.

Explore a risk level.

Select a portfolio to explore its risk level and intended investment horizon. This browser does not recommend or assign a portfolio.

Compare all IFA Index Portfolios20 portfolios
IFA Index Portfolios by risk level, from most aggressive (100) to most conservative (5)
PortfolioRisk levelGenerally intended forDetails
Index Portfolio 100 S2B2Most AggressiveGenerally intended for investors who have at least 15 years before needing approximately 20% of their investments and are willing to accept a very high degree of volatility in exchange for high portfolio growth potential.More about Index Portfolio 100
Index Portfolio 95 S2B2Highly AggressiveGenerally intended for investors who have at least 15 years before needing approximately 20% of their investments and are willing to accept a very high degree of volatility in exchange for very high portfolio growth potential.More about Index Portfolio 95
Index Portfolio 90 S2B2Highly AggressiveGenerally intended for investors who have at least 15 years before needing approximately 20% of their investments and are willing to accept a very high degree of volatility in exchange for very high portfolio growth potential.More about Index Portfolio 90
Index Portfolio 85 S2B2AggressiveGenerally intended for investors who have at least 14 years before needing approximately 20% of their investments and are willing to accept a very high degree of volatility in exchange for very high portfolio growth potential.More about Index Portfolio 85
Index Portfolio 80 S2B2AggressiveGenerally intended for investors who have at least 14 years before needing approximately 20% of their investments and are willing to accept a higher degree of volatility in order to achieve higher portfolio growth potential.More about Index Portfolio 80
Index Portfolio 75 S2B2Moderately AggressiveGenerally intended for investors who have at least 13 years before needing approximately 20% of their investments and are willing to accept a higher degree of volatility in order to achieve higher portfolio growth potential.More about Index Portfolio 75
Index Portfolio 70 S2B2Moderately AggressiveGenerally intended for investors who have at least 12 years before needing approximately 20% of their investments and are willing to accept a higher degree of volatility in order to achieve higher portfolio growth potential.More about Index Portfolio 70
Index Portfolio 65 S2B2Moderately AggressiveGenerally intended for investors who have at least 11 years before needing approximately 20% of their investments and are willing to accept a moderate degree of volatility in order to achieve moderate portfolio growth potential.More about Index Portfolio 65
Index Portfolio 60 S2B2Moderately AggressiveGenerally intended for investors who have at least 10 years before needing approximately 20% of their investments and are willing to accept a moderate degree of volatility in order to achieve moderate portfolio growth potential.More about Index Portfolio 60
Index Portfolio 55 S2B2Moderately AggressiveGenerally intended for investors who have 9 years before needing approximately 20% of their investments and are willing to accept a moderate degree of volatility in order to achieve moderate portfolio growth potential.More about Index Portfolio 55
Index Portfolio 50 S2B2ModerateGenerally intended for investors who have 8 years before needing approximately 20% of their investments and are willing to accept a moderate degree of volatility in order to achieve moderate portfolio growth potential.More about Index Portfolio 50
Index Portfolio 45 S2B2Moderately ConservativeGenerally intended for investors who have 7 years before needing approximately 20% of their investments and are willing to accept a moderate degree of volatility in order to achieve moderate portfolio growth potential.More about Index Portfolio 45
Index Portfolio 40 S2B2Moderately ConservativeGenerally intended for investors who have 7 years before needing approximately 20% of their investments and are willing to accept a moderate degree of volatility in order to achieve moderate portfolio growth potential.More about Index Portfolio 40
Index Portfolio 35 S2B2Moderately ConservativeGenerally intended for investors who have 6 years before needing approximately 20% of their investments and are willing to accept a moderately conservative degree of risk to achieve portfolio growth potential.More about Index Portfolio 35
Index Portfolio 30 S2B2Moderately ConservativeGenerally intended for investors who have 6 years before needing approximately 20% of their investments and are willing to accept a moderately conservative degree of risk to achieve moderately conservative portfolio growth potential with emphasis on capital preservation.More about Index Portfolio 30
Index Portfolio 25 S2B2ConservativeGenerally intended for investors who have 5 years before needing approximately 20% of their investments and are willing to accept a conservative degree of risk for incremental appreciation potential with emphasis on capital preservation.More about Index Portfolio 25
Index Portfolio 20 S2B2ConservativeGenerally intended for investors who have 5 years before needing approximately 20% of their investments and are willing to accept a conservative degree of risk for incremental appreciation potential with emphasis on capital preservation.More about Index Portfolio 20
Index Portfolio 15 S2B2ConservativeGenerally intended for investors who have 4 years before needing approximately 20% of their investments and are willing to accept a conservative degree of risk for incremental portfolio growth potential with an emphasis on capital preservation.More about Index Portfolio 15
Index Portfolio 10 S2B2Highly ConservativeGenerally intended for investors who have 4 years before needing approximately 20% of their investments and are comfortable with minimal risk to achieve incremental portfolio growth potential with an emphasis on capital preservation.More about Index Portfolio 10
Index Portfolio 5 S2B2Most ConservativeGenerally intended for investors who have 3 years before needing approximately 20% of their investments and are comfortable with minimal risk to achieve incremental portfolio growth potential with an emphasis on capital preservation.More about Index Portfolio 5

Charts and data for IFA Index Portfolios shown on IFA.com are hypothetical back-tested performance, not actual client performance. See the important disclosures at the end of this page.

Research & perspectives

Ideas for the long-term investor.

All articles

Why the Investors Most Afraid of a Market Crash Aren't Moving Markets

October 12, 2026

Read article Why the Investors Most Afraid of a Market Crash Aren't Moving Markets

From Factors to Dimensions: How Financial Science Changed the Way We Understand Stock Returns

October 1, 2026

Read article From Factors to Dimensions: How Financial Science Changed the Way We Understand Stock Returns

Investor education

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Explore IFA's videos, academic research, charts, and 12-Step Recovery Program for Active Investors.

The Academic Papers that Changed Investing

Explore the research behind evidence-based investing.

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The 12-Step Recovery Program for Active Investors

Index Funds: The 12-Step Recovery Program for Active Investors.

Explore the 12 steps

Featured documentary

Tune Out the Noise

Tune Out the Noise is a documentary film about a group of unlikely upstarts who crossed paths at the University of Chicago in the middle of the 20th century.

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Pioneers of ProbabilityVideo series
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What are Index Funds?Investor basics
IFA: What's index funds

What are Index Funds?

IFA defines index funds as mutual or exchange-traded funds that follow a set of rules of ownership which, under normal circumstances, are held constant.

The SEC categorizes index funds as NIF or TIF:

Read About Index Funds >

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Books, apps & learning toolsProducts, app links & book disclosures
The IFA app is free to download and provides simplified access to features and content available on our website and elsewhere. Note that downloading this app does not include access to Index Fund Advisors advisory services.
Book Cover
10th Edition, 20th AnniversaryNew England Book Festival WinnerSouthern California Book Festival WinnerNon Fiction Book Award - Winner SilverBook Excellence Award WinnerBook Excellence Award WinnerMoney - Personal Finance
Previous editions have been praised by Jack Bogle, Harry Markowitz, Burton Malkiel, David Booth, Paul Samuelson, and Theodore Aronson, among others. Investment advisor Anders Oldenburg of Seligson & Company nominated the previous version as one of the three "All-Time Greatest Investment Books," along with the writings of John Bogle and Warren Buffett.

Participation in a book contest typically requires an entrance fee. This fee is intended to cover administrative expenses and is not material in amount. Referenced 'Praise' for previous editions of the book “Index Funds: The 12-Step Recovery Program for Active Investors” is on file. It is not intended to be an endorsement or testimonial for Mark Hebner, Index Fund Advisors, Inc. (IFA), or it advisory services. 2023 New England Book Festival Winner: Business Book category. Awarded 12/20/2023. 2024 Southern California Book Festival Winner: Business/Technology. Awarded 12/21/2023. 2024 Nonfiction Authors Association Nonfiction Book Award Winner. Awarded 02/07/2024. 2024 Book Excellence Award Winner in Finance Category Awarded on 03/05/2024. 2024 Los Angeles Book Festival Winner: Best Business Book Awarded 4/18/2024. 2024 Goody Business Book Award Winner: Money/Personal Finance Book category. Awarded 11/15/2024.

Awards & recognitionRating details, sources & disclosures
All rankings are not representative of client experience and not representative of future performance. IFA does not pay third parties for award or ranking considerations; however, we have paid a licensing fee after receiving the award for the use of this trademark/award on our website. The ranking methodology may include subjective elements and is not established by any independent or regulatory authority.

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