IFA Index Portfolio 50 S2B2

Moderate: Generally intended for investors who have 8 years before needing approximately 20% of their investments and are willing to accept a moderate degree of volatility in order to achieve moderate portfolio growth potential.

S1B1, S2B2, S3B1, S4B9 and S5B10 refer to various IFA Index allocations of stock and bond indexes. Please contact an IFA Wealth Advisor for more details on Index options.

IFA SVP NY Municipal Bonds Index Portfolio 50 Allocation

Stock Fund Allocation: 50%

ManagerRegion%Size%Style%Fund Name%TickerHldgs*Price to
Book*
US 32.00% Large 12.00% Blend 6.00% DFA US Equity ETF 6.00% DFUS 2,228 4.74
Value 6.00% DFA US Large Cap Value ETF 6.00% DFLV 337 2.60
Small 20.00% Blend 10.00% DFA US Small Cap ETF 10.00% DFAS 2,055 2.11
Value 10.00% Dimensional US Small Cap Value ETF 10.00% DFSV 1,066 1.23
Global 2.50% Large 2.50% Real Estate 2.50% DFA Global Real Estate ETF 2.50% DFGR 416 1.75
International 9.00% Large 3.00% Value 3.00% Dimensional International Value ETF 3.00% DFIV 614 1.36
Small 6.00% Blend 3.00% DFA International Small Cap ETF 3.00% DFIS 3,446 1.55
Value 3.00% DFA International Small Cap Value ETF 3.00% DISV 1,609 1.03
Emerging Markets 6.50% Large 2.00% Core 2.00% DFA Emerging Core Equity Market ETF 2.00% DFAE 6,098 2.10
Small 4.50% Blend 2.50% DFA Emerging Markets Small Cap 2.50% DEMSX 4,646 1.41
Value 2.00% DFA Emerging Markets Value ETF 2.00% DFEV 3,477 1.31

Bond Fund Allocation: 50%

ManagerRegion%Maturity%Security Type%Fund Name%TickerHldgs*Effective
Duration*
Effective
Maturity*
NY Muni 50.00% Long Term 50.00% Municipal 50.00% Vanguard New York Long-Term Tax-Exempt Fund Admiral Shares 50.00% VNYUX 1,859 n/a n/a
*Updated as of 11/2/2026