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Comparing Equity Allocations
| Name | Underlying Fund | Ticker | Expense Ratio | Allocation | Chart |
|---|---|---|---|---|---|
| IFA Optimized Target Date 2070 | Dimensional 2070 Target Dt Rtr Inc Instl | DFARX | 0.24% |
| |
| IFA Optimized Target Date 2065 | Schwab Target 2065 Index | SWYOX | 0.08% |
| |
| IFA Optimized Target Date 2060 | Schwab Target 2060 Index | SWYNX | 0.08% |
| |
| IFA Optimized Target Date 2055 | Schwab Target 2055 Index | SWYJX | 0.08% |
| |
| IFA Optimized Target Date 2050 | Fidelity Freedom® Index 2050 Instl Prem | FFOPX | 0.08% |
| |
| IFA Optimized Target Date 2045 | Fidelity Freedom® Index 2045 Instl Prem | FFOLX | 0.08% |
| |
| IFA Optimized Target Date 2040 | Fidelity Freedom® Index 2040 Instl Prem | FFIZX | 0.08% |
| |
| IFA Optimized Target Date 2035 | Schwab Target 2035 Index | SWYFX | 0.08% |
| |
| IFA Optimized Target Date 2030 | Vanguard Target Retirement 2030 Inv | VTHRX | 0.08% |
| |
| IFA Optimized Target Date 2025 | Fidelity Freedom® Index 2025 Instl Prem | FFEDX | 0.08% |
| |
| IFA Optimized Target Date 2020 | Fidelity Freedom® Index 2020 Instl Prem | FIWTX | 0.08% |
| |
| IFA Optimized Target Date 2015 | Schwab Target 2015 Index | SWYBX | 0.08% |
| |
| IFA Optimized Target Date Retirement Income | BlackRock LifePath® Index Retire K | LIRKX | 0.09% |
|
Growth of Wealth (Assumed Returns for Equity and Fixed Income)
| # | Year | Age | IFA Optimized Target Dates | Vanguard Target Retirement Inv | Blackrock LifePath Index K | Dimensional Target Dt Rtr Inc Instl | Schwab Target Index | Principal LifeTime Hybrid Instl | American Funds Trgt Date Retire R6 | T. Rowe Price Target I | Fidelity Freedom Instl Prem |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 2026 | 25 | $23.0K | $23.0K | $23.0K | $23.0K | $23.0K | $23.0K | $23.0K | $23.0K | $23.0K |
| 1 | 2027 | 26 | $48.9K | $48.8K | $48.8K | $48.9K | $48.9K | $48.9K | $48.7K | $48.8K | $48.8K |
| 2 | 2028 | 27 | $78.0K | $77.7K | $77.9K | $77.8K | $78.0K | $78.0K | $77.3K | $77.7K | $77.8K |
| 3 | 2029 | 28 | $111K | $110K | $110K | $110K | $111K | $111K | $109K | $110K | $110K |
| 4 | 2030 | 29 | $147K | $146K | $147K | $146K | $147K | $147K | $145K | $146K | $146K |
| 5 | 2031 | 30 | $188K | $186K | $187K | $186K | $188K | $188K | $184K | $186K | $187K |
| 6 | 2032 | 31 | $234K | $231K | $232K | $231K | $234K | $233K | $227K | $231K | $232K |
| 7 | 2033 | 32 | $284K | $280K | $283K | $281K | $284K | $284K | $275K | $281K | $282K |
| 8 | 2034 | 33 | $341K | $335K | $339K | $336K | $341K | $340K | $328K | $336K | $337K |
| 9 | 2035 | 34 | $403K | $396K | $401K | $397K | $403K | $403K | $387K | $397K | $399K |
| 10 | 2036 | 35 | $472K | $464K | $470K | $465K | $473K | $472K | $451K | $464K | $467K |
| 11 | 2037 | 36 | $549K | $538K | $546K | $540K | $549K | $549K | $522K | $539K | $542K |
| 12 | 2038 | 37 | $634K | $621K | $630K | $623K | $634K | $635K | $600K | $620K | $626K |
| 13 | 2039 | 38 | $727K | $712K | $724K | $715K | $727K | $729K | $686K | $710K | $718K |
| 14 | 2040 | 39 | $830K | $813K | $827K | $816K | $830K | $834K | $780K | $809K | $820K |
| 15 | 2041 | 40 | $944K | $923K | $940K | $928K | $944K | $950K | $884K | $918K | $932K |
| 16 | 2042 | 41 | $1.07M | $1.05M | $1.07M | $1.05M | $1.07M | $1.08M | $997K | $1.04M | $1.06M |
| 17 | 2043 | 42 | $1.21M | $1.18M | $1.20M | $1.18M | $1.21M | $1.22M | $1.12M | $1.17M | $1.19M |
| 18 | 2044 | 43 | $1.36M | $1.33M | $1.35M | $1.33M | $1.36M | $1.37M | $1.26M | $1.31M | $1.34M |
| 19 | 2045 | 44 | $1.53M | $1.49M | $1.51M | $1.48M | $1.52M | $1.54M | $1.40M | $1.46M | $1.51M |
| 20 | 2046 | 45 | $1.71M | $1.67M | $1.69M | $1.66M | $1.70M | $1.73M | $1.57M | $1.63M | $1.69M |
| 21 | 2047 | 46 | $1.91M | $1.86M | $1.89M | $1.85M | $1.90M | $1.93M | $1.74M | $1.82M | $1.89M |
| 22 | 2048 | 47 | $2.13M | $2.07M | $2.09M | $2.03M | $2.12M | $2.15M | $1.94M | $2.01M | $2.11M |
| 23 | 2049 | 48 | $2.38M | $2.30M | $2.31M | $2.24M | $2.35M | $2.39M | $2.15M | $2.22M | $2.35M |
| 24 | 2050 | 49 | $2.64M | $2.54M | $2.55M | $2.46M | $2.61M | $2.65M | $2.38M | $2.45M | $2.62M |
| 25 | 2051 | 50 | $2.95M | $2.83M | $2.83M | $2.72M | $2.90M | $2.95M | $2.64M | $2.72M | $2.92M |
| 26 | 2052 | 51 | $3.29M | $3.14M | $3.14M | $3.00M | $3.22M | $3.28M | $2.93M | $3.01M | $3.26M |
| 27 | 2053 | 52 | $3.64M | $3.47M | $3.45M | $3.28M | $3.56M | $3.62M | $3.24M | $3.30M | $3.61M |
| 28 | 2054 | 53 | $4.03M | $3.82M | $3.80M | $3.58M | $3.93M | $3.99M | $3.57M | $3.62M | $3.99M |
| 29 | 2055 | 54 | $4.45M | $4.21M | $4.17M | $3.90M | $4.34M | $4.40M | $3.93M | $3.97M | $4.41M |
| 30 | 2056 | 55 | $4.91M | $4.63M | $4.57M | $4.25M | $4.77M | $4.84M | $4.33M | $4.35M | $4.87M |
| 31 | 2057 | 56 | $5.41M | $5.09M | $5.01M | $4.63M | $5.25M | $5.32M | $4.75M | $4.75M | $5.37M |
| 32 | 2058 | 57 | $5.92M | $5.56M | $5.45M | $5.00M | $5.74M | $5.81M | $5.18M | $5.16M | $5.86M |
| 33 | 2059 | 58 | $6.46M | $6.07M | $5.92M | $5.40M | $6.28M | $6.34M | $5.63M | $5.59M | $6.39M |
| 34 | 2060 | 59 | $7.06M | $6.63M | $6.43M | $5.82M | $6.85M | $6.90M | $6.12M | $6.06M | $6.97M |
| 35 | 2061 | 60 | $7.70M | $7.22M | $6.98M | $6.27M | $7.48M | $7.52M | $6.65M | $6.57M | $7.59M |
| 36 | 2062 | 61 | $8.39M | $7.87M | $7.58M | $6.76M | $8.15M | $8.18M | $7.22M | $7.11M | $8.26M |
| 37 | 2063 | 62 | $9.09M | $8.53M | $8.16M | $7.22M | $8.83M | $8.86M | $7.79M | $7.64M | $8.94M |
| 38 | 2064 | 63 | $9.84M | $9.24M | $8.78M | $7.71M | $9.55M | $9.58M | $8.40M | $8.20M | $9.68M |
| 39 | 2065 | 64 | $10.64M | $10.01M | $9.44M | $8.24M | $10.33M | $10.36M | $9.05M | $8.80M | $10.47M |
| 40 | 2066 | 65 | $10.73M | $10.08M | $9.45M | $8.17M | $10.41M | $10.43M | $9.07M | $8.78M | $10.55M |
| 41 | 2067 | 66 | $10.81M | $10.16M | $9.45M | $8.10M | $10.48M | $10.50M | $9.09M | $8.76M | $10.63M |
| 42 | 2068 | 67 | $10.85M | $10.18M | $9.40M | $7.99M | $10.46M | $10.51M | $9.05M | $8.69M | $10.66M |
| 43 | 2069 | 68 | $10.88M | $10.20M | $9.34M | $7.88M | $10.44M | $10.53M | $9.02M | $8.62M | $10.70M |
| 44 | 2070 | 69 | $10.92M | $10.21M | $9.29M | $7.78M | $10.42M | $10.54M | $8.98M | $8.55M | $10.73M |
| 45 | 2071 | 70 | $10.96M | $10.23M | $9.23M | $7.67M | $10.40M | $10.56M | $8.95M | $8.48M | $10.77M |
| 46 | 2072 | 71 | $11.00M | $10.24M | $9.18M | $7.57M | $10.38M | $10.57M | $8.91M | $8.42M | $10.81M |
| 47 | 2073 | 72 | $10.97M | $10.17M | $9.12M | $7.46M | $10.35M | $10.54M | $8.86M | $8.33M | $10.78M |
| 48 | 2074 | 73 | $10.94M | $10.09M | $9.07M | $7.36M | $10.32M | $10.51M | $8.82M | $8.24M | $10.75M |
| 49 | 2075 | 74 | $10.91M | $10.02M | $9.02M | $7.25M | $10.28M | $10.48M | $8.77M | $8.16M | $10.72M |
| 50 | 2076 | 75 | $10.89M | $9.95M | $8.96M | $7.15M | $10.25M | $10.45M | $8.73M | $8.07M | $10.70M |
| 51 | 2077 | 76 | $10.86M | $9.88M | $8.91M | $7.05M | $10.22M | $10.42M | $8.68M | $7.99M | $10.67M |
| 52 | 2078 | 77 | $10.80M | $9.78M | $8.86M | $6.95M | $10.16M | $10.35M | $8.62M | $7.90M | $10.58M |
| 53 | 2079 | 78 | $10.75M | $9.68M | $8.81M | $6.85M | $10.11M | $10.28M | $8.55M | $7.81M | $10.49M |
| 54 | 2080 | 79 | $10.69M | $9.59M | $8.75M | $6.75M | $10.06M | $10.21M | $8.48M | $7.72M | $10.40M |
| 55 | 2081 | 80 | $10.63M | $9.50M | $8.70M | $6.65M | $10.01M | $10.14M | $8.42M | $7.63M | $10.32M |
| 56 | 2082 | 81 | $10.58M | $9.40M | $8.65M | $6.56M | $9.95M | $10.08M | $8.35M | $7.55M | $10.23M |
| 57 | 2083 | 82 | $10.52M | $9.31M | $8.60M | $6.46M | $9.87M | $10.01M | $8.28M | $7.45M | $10.09M |
| 58 | 2084 | 83 | $10.46M | $9.22M | $8.55M | $6.37M | $9.79M | $9.94M | $8.20M | $7.36M | $9.95M |
| 59 | 2085 | 84 | $10.39M | $9.13M | $8.50M | $6.28M | $9.71M | $9.88M | $8.13M | $7.27M | $9.81M |
| 60 | 2086 | 85 | $10.33M | $9.04M | $8.45M | $6.18M | $9.64M | $9.82M | $8.06M | $7.18M | $9.67M |
| 61 | 2087 | 86 | $10.27M | $8.96M | $8.40M | $6.09M | $9.56M | $9.75M | $7.99M | $7.09M | $9.53M |
| 62 | 2088 | 87 | $10.21M | $8.87M | $8.35M | $6.01M | $9.48M | $9.69M | $7.92M | $7.00M | $9.38M |
| 63 | 2089 | 88 | $10.15M | $8.78M | $8.30M | $5.92M | $9.40M | $9.62M | $7.85M | $6.91M | $9.23M |
| 64 | 2090 | 89 | $10.09M | $8.70M | $8.25M | $5.83M | $9.33M | $9.56M | $7.78M | $6.82M | $9.08M |
| 65 | 2091 | 90 | $10.03M | $8.61M | $8.20M | $5.75M | $9.25M | $9.50M | $7.71M | $6.73M | $8.94M |
| 66 | 2092 | 91 | $9.97M | $8.53M | $8.16M | $5.67M | $9.18M | $9.44M | $7.64M | $6.64M | $8.80M |
| 67 | 2093 | 92 | $9.91M | $8.45M | $8.11M | $5.58M | $9.10M | $9.38M | $7.57M | $6.56M | $8.65M |
| 68 | 2094 | 93 | $9.86M | $8.36M | $8.06M | $5.50M | $9.03M | $9.32M | $7.51M | $6.47M | $8.50M |
| 69 | 2095 | 94 | $9.80M | $8.28M | $8.01M | $5.42M | $8.95M | $9.25M | $7.44M | $6.39M | $8.36M |
Indicates a year in retirement.
* Values marked as 'N/A' indicate that there is insufficient data available to provide a valid result.
Group | Category/Name | Equity % | Fixed Income % | Cash % | Other % | Assumed Weighted Return % | Expense Ratio |
|---|---|---|---|---|---|---|---|
| IFA Optimized Target Date 2070 | 2070 | 95.02% | 4.98% | 0.00% | 0.00% | 9.436% | 0.24% |
| IFA Optimized Target Date 2065 | 2065 | 96.54372% | 2.53404% | 0.86648% | 0.05576% | 9.665% | 0.08% |
| IFA Optimized Target Date 2060 | 2060 | 94.53105% | 4.49185% | 0.92293% | 0.05416% | 9.532% | 0.08% |
| IFA Optimized Target Date 2055 | 2055 | 92.53285% | 6.4167% | 0.99787% | 0.05257% | 9.4% | 0.08% |
| IFA Optimized Target Date 2050 | 2050 | 90.6793% | 9.15823% | 0.11029% | 0.05218% | 9.31% | 0.08% |
| IFA Optimized Target Date 2045 | 2045 | 90.07767% | 9.75604% | 0.11443% | 0.05186% | 9.271% | 0.08% |
| IFA Optimized Target Date 2040 | 2040 | 80.96677% | 18.80846% | 0.17792% | 0.04684% | 8.677% | 0.08% |
| IFA Optimized Target Date 2035 | 2035 | 69.32979% | 28.69036% | 1.94373% | 0.0361% | 7.858% | 0.08% |
| IFA Optimized Target Date 2030 | 2030 | 59.35428% | 38.98593% | 1.56663% | 0.09317% | 7.223% | 0.08% |
| IFA Optimized Target Date 2025 | 2025 | 51.35622% | 48.13004% | 0.48334% | 0.0304% | 6.741% | 0.08% |
| IFA Optimized Target Date 2020 | 2020 | 42.72026% | 54.96712% | 2.28572% | 0.02689% | 6.117% | 0.08% |
| IFA Optimized Target Date 2015 | 2015 | 38.89906% | 57.72808% | 3.35556% | 0.0173% | 5.831% | 0.08% |
| IFA Optimized Target Retirement Income | Retirement Income | 36.74412% | 59.23156% | 1.1972% | 2.82712% | 5.756% | 0.09% |
| Vanguard Target Retirement 2065 Inv | 2065 | 90.23197% | 7.95954% | 1.67182% | 0.13666% | 9.227% | 0.08% |
| Vanguard Target Retirement 2060 Inv | 2060 | 90.20539% | 7.98262% | 1.67537% | 0.13661% | 9.225% | 0.08% |
| Vanguard Target Retirement 2055 Inv | 2055 | 90.26869% | 8.00127% | 1.59332% | 0.13672% | 9.232% | 0.08% |
| Vanguard Target Retirement 2050 Inv | 2050 | 89.6963% | 8.60784% | 1.55998% | 0.13589% | 9.196% | 0.08% |
| Vanguard Target Retirement 2045 Inv | 2045 | 82.15533% | 16.12286% | 1.59654% | 0.12527% | 8.704% | 0.08% |
| Vanguard Target Retirement 2040 Inv | 2040 | 74.87887% | 23.57119% | 1.43491% | 0.11504% | 8.237% | 0.08% |
| Vanguard Target Retirement 2035 Inv | 2035 | 67.35722% | 31.05348% | 1.48483% | 0.10446% | 7.746% | 0.08% |
| Vanguard Target Retirement 2030 Inv | 2030 | 59.35428% | 38.98593% | 1.56663% | 0.09317% | 7.223% | 0.08% |
| Vanguard Target Retirement 2025 Inv | 2025 | 49.10867% | 48.83308% | 1.98026% | 0.07799% | 6.543% | 0.08% |
| Vanguard Target Retirement 2020 Inv | 2020 | 34.99667% | 62.59635% | 2.34948% | 0.0575% | 5.613% | 0.08% |
| Vanguard Target Retirement Income Inv | Retirement Income | 30.96825% | 66.54245% | 2.43764% | 0.05166% | 5.348% | 0.08% |
| BlackRock LifePath® Index 2070 K | 2070 | 93.49807% | 1.00399% | 4.47611% | 1.02183% | 9.331% | 0.09% |
| BlackRock LifePath® Index 2065 K | 2065 | 94.80016% | 1.00442% | 3.13101% | 1.06441% | 9.462% | 0.09% |
| BlackRock LifePath® Index 2060 K | 2060 | 95.01821% | 1.00446% | 2.94675% | 1.03057% | 9.483% | 0.09% |
| BlackRock LifePath® Index 2055 K | 2055 | 94.06682% | 1.85093% | 2.72929% | 1.35295% | 9.429% | 0.09% |
| BlackRock LifePath® Index 2050 K | 2050 | 88.33641% | 6.28327% | 2.62639% | 2.75394% | 9.06% | 0.09% |
| BlackRock LifePath® Index 2045 K | 2045 | 78.82794% | 14.86429% | 2.17699% | 4.13078% | 8.458% | 0.09% |
| BlackRock LifePath® Index 2040 K | 2040 | 69.69476% | 25.38005% | 1.56552% | 3.35966% | 7.885% | 0.09% |
| BlackRock LifePath® Index 2035 K | 2035 | 59.31557% | 37.01201% | 1.06169% | 2.61073% | 7.228% | 0.09% |
| BlackRock LifePath® Index 2030 K | 2030 | 47.49077% | 48.44586% | 1.10663% | 2.95675% | 6.458% | 0.09% |
| BlackRock LifePath® Index Retire K | Retirement Income | 36.74412% | 59.23156% | 1.1972% | 2.82712% | 5.756% | 0.09% |
| Dimensional 2070 Target Dt Rtr Inc Instl | 2070 | 95.02% | 4.98% | 0.00% | 0.00% | 9.436% | 0.24% |
| Dimensional 2065 Target Dt Rtr Inc Instl | 2065 | 94.12403% | 2.47446% | 3.38695% | 0.01457% | 9.28% | 0.22% |
| Dimensional 2060 Target Dt Rtr Inc Instl | 2060 | 94.17847% | 2.4806% | 3.32635% | 0.01458% | 9.285% | 0.22% |
| Dimensional 2055 Target Dt Rtr Inc Instl | 2055 | 94.28545% | 2.47842% | 3.22152% | 0.01458% | 9.296% | 0.22% |
| Dimensional 2050 Target Dt Rtr Inc Instl | 2050 | 88.73943% | 5.11831% | 6.12853% | 0.01373% | 8.844% | 0.21% |
| Dimensional 2045 Target Dt Rtr Inc Instl | 2045 | 75.53418% | 13.63085% | 10.82418% | 0.0108% | 7.831% | 0.2% |
| Dimensional 2040 Target Dt Rtr Inc Instl | 2040 | 62.32538% | 29.5094% | 8.15622% | 0.009% | 7.076% | 0.19% |
| Dimensional 2035 Target Dt Rtr Inc Instl | 2035 | 48.80941% | 45.74312% | 5.44047% | 0.00699% | 6.302% | 0.18% |
| Dimensional 2030 Target Dt Rtr Inc Instl | 2030 | 35.35407% | 61.74914% | 2.89174% | 0.00505% | 5.527% | 0.17% |
| Dimensional 2025 Target Dt Rtr Inc Instl | 2025 | 24.7991% | 74.59692% | 0.60042% | 0.00357% | 4.931% | 0.16% |
| Dimensional 2020 Target Dt Rtr Inc Instl | 2020 | 24.71011% | 74.53054% | 0.7558% | 0.00354% | 4.9% | 0.18% |
| Dimensional 2015 Target Dt Rtr Inc Instl | 2015 | 23.68634% | 75.49993% | 0.81033% | 0.00339% | 4.841% | 0.17% |
| Schwab Target 2065 Index | 2065 | 96.54372% | 2.53404% | 0.86648% | 0.05576% | 9.665% | 0.08% |
| Schwab Target 2060 Index | 2060 | 94.53105% | 4.49185% | 0.92293% | 0.05416% | 9.532% | 0.08% |
| Schwab Target 2055 Index | 2055 | 92.53285% | 6.4167% | 0.99787% | 0.05257% | 9.4% | 0.08% |
| Schwab Target 2050 Index | 2050 | 89.73673% | 9.15407% | 1.05892% | 0.05027% | 9.216% | 0.08% |
| Schwab Target 2045 Index | 2045 | 84.64597% | 14.0339% | 1.27384% | 0.04628% | 8.877% | 0.08% |
| Schwab Target 2040 Index | 2040 | 77.6764% | 20.72851% | 1.55355% | 0.04155% | 8.415% | 0.08% |
| Schwab Target 2035 Index | 2035 | 69.32979% | 28.69036% | 1.94373% | 0.0361% | 7.858% | 0.08% |
| Schwab Target 2030 Index | 2030 | 58.64448% | 39.09775% | 2.22819% | 0.02959% | 7.154% | 0.08% |
| Schwab Target 2025 Index | 2025 | 43.92423% | 53.40126% | 2.65422% | 0.02029% | 6.182% | 0.08% |
| Schwab Target 2020 Index | 2020 | 41.89249% | 55.0934% | 2.99522% | 0.01889% | 6.038% | 0.08% |
| Schwab Target 2015 Index | 2015 | 38.89906% | 57.72808% | 3.35556% | 0.0173% | 5.831% | 0.08% |
| Schwab Target 2010 Index | 2010 | 34.45923% | 61.54573% | 3.97974% | 0.01527% | 5.521% | 0.08% |
| Principal LifeTime Hybrid 2070 Inst | 2070 | 98.27509% | 3.34045% | -1.67703% | 0.06149% | 9.577% | 0.37% |
| Principal LifeTime Hybrid 2065 Instl | 2065 | 98.3559% | 3.28029% | -1.70654% | 0.07035% | 9.573% | 0.38% |
| Principal LifeTime Hybrid 2060 Instl | 2060 | 98.38448% | 3.25831% | -1.71272% | 0.06993% | 9.575% | 0.38% |
| Principal LifeTime Hybrid 2055 Instl | 2055 | 98.41294% | 3.23745% | -1.71983% | 0.06944% | 9.577% | 0.38% |
| Principal LifeTime Hybrid 2050 Instl | 2050 | 96.1702% | 5.51852% | -1.74804% | 0.05934% | 9.432% | 0.38% |
| Principal LifeTime Hybrid 2045 Instl | 2045 | 88.55737% | 13.22701% | -1.85987% | 0.07551% | 8.951% | 0.37% |
| Principal LifeTime Hybrid 2040 Instl | 2040 | 79.32152% | 22.59438% | -1.99168% | 0.07582% | 8.366% | 0.36% |
| Principal LifeTime Hybrid 2035 Instl | 2035 | 68.02562% | 34.07673% | -2.18769% | 0.0854% | 7.658% | 0.34% |
| Principal LifeTime Hybrid 2030 Instl | 2030 | 59.31813% | 43.27921% | -2.71483% | 0.11755% | 7.111% | 0.34% |
| Principal LifeTime Hybrid 2025 Instl | 2025 | 50.41807% | 52.25687% | -2.79557% | 0.1207% | 6.525% | 0.35% |
| Principal LifeTime Hybrid 2020 Instl | 2020 | 43.60% | 59.14484% | -2.86246% | 0.1177% | 6.074% | 0.36% |
| Principal LifeTime Hybrid 2015 Instl | 2015 | 37.51693% | 65.1208% | -2.77136% | 0.13373% | 5.676% | 0.36% |
| Principal LifeTime Hybrid Income Instl | Retirement Income | 37.66535% | 65.09382% | -2.89321% | 0.13412% | 5.69% | 0.36% |
| American Funds 2070 Trgt Date Retire R6 | 2070 | 87.75848% | 7.70512% | 3.81616% | 0.72024% | 8.681% | 0.39% |
| American Funds 2065 Trgt Date Retire R6 | 2065 | 87.74903% | 7.70461% | 3.82616% | 0.72019% | 8.68% | 0.39% |
| American Funds 2060 Trgt Date Retire R6 | 2060 | 87.7567% | 7.70155% | 3.82511% | 0.71664% | 8.68% | 0.39% |
| American Funds 2055 Trgt Date Retire R6 | 2055 | 87.53379% | 7.89476% | 3.85607% | 0.71537% | 8.665% | 0.39% |
| American Funds 2050 Trgt Date Retire R6 | 2050 | 86.3759% | 8.84662% | 3.99856% | 0.77893% | 8.604% | 0.37% |
| American Funds 2045 Trgt Date Retire R6 | 2045 | 84.582% | 10.48263% | 4.11741% | 0.81796% | 8.484% | 0.37% |
| American Funds 2040 Trgt Date Retire R6 | 2040 | 79.03017% | 15.88116% | 4.30162% | 0.78704% | 8.126% | 0.36% |
| American Funds 2035 Trgt Date Retire R6 | 2035 | 65.43002% | 28.7695% | 5.03563% | 0.76484% | 7.237% | 0.34% |
| American Funds 2030 Trgt Date Retire R6 | 2030 | 55.82314% | 38.10085% | 5.36519% | 0.71082% | 6.611% | 0.33% |
| American Funds 2025 Trgt Date Retire R6 | 2025 | 45.87924% | 47.49622% | 5.93312% | 0.69143% | 5.964% | 0.31% |
| American Funds 2020 Trgt Date Retire R6 | 2020 | 43.82886% | 49.31007% | 6.12524% | 0.73583% | 5.834% | 0.3% |
| American Funds 2015 Trgt Date Retire R6 | 2015 | 39.76644% | 53.05464% | 6.46343% | 0.71548% | 5.559% | 0.3% |
| American Funds 2010 Trgt Date Retire R6 | 2010 | 38.02458% | 54.44384% | 6.81728% | 0.71431% | 5.443% | 0.29% |
| T. Rowe Price Target 2065 I | 2065 | 96.53117% | 0.86686% | 2.10659% | 0.49536% | 9.241% | 0.46% |
| T. Rowe Price Target 2060 I | 2060 | 96.33746% | 0.99488% | 2.16642% | 0.50125% | 9.226% | 0.46% |
| T. Rowe Price Target 2055 I | 2055 | 94.13437% | 2.09044% | 3.28522% | 0.48996% | 9.054% | 0.45% |
| T. Rowe Price Target 2050 I | 2050 | 89.80275% | 5.76451% | 3.93393% | 0.49881% | 8.759% | 0.44% |
| T. Rowe Price Target 2045 I | 2045 | 81.64778% | 13.29015% | 4.53884% | 0.52321% | 8.218% | 0.43% |
| T. Rowe Price Target 2040 I | 2040 | 71.83845% | 22.60592% | 5.02955% | 0.52606% | 7.583% | 0.41% |
| T. Rowe Price Target 2035 I | 2035 | 61.05487% | 33.02928% | 5.37955% | 0.53629% | 6.89% | 0.39% |
| T. Rowe Price Target 2030 I | 2030 | 49.90085% | 43.04088% | 6.50956% | 0.54869% | 6.146% | 0.37% |
| T. Rowe Price Target 2025 I | 2025 | 40.57208% | 51.66153% | 7.20973% | 0.55664% | 5.535% | 0.35% |
| T. Rowe Price Target 2020 I | 2020 | 36.47289% | 55.57075% | 7.36994% | 0.5864% | 5.283% | 0.33% |
| T. Rowe Price Target 2015 I | 2015 | 34.54128% | 57.47594% | 7.37955% | 0.60321% | 5.177% | 0.31% |
| T. Rowe Price Target 2010 I | 2010 | 32.71605% | 59.168% | 7.50305% | 0.61286% | 5.064% | 0.3% |
| T. Rowe Price Target 2005 I | 2005 | 31.73311% | 60.19073% | 7.45525% | 0.62086% | 5.002% | 0.3% |
| Fidelity Freedom Index 2070 Instl Prem | 2070 | 91.30392% | 8.53854% | 0.10502% | 0.05251% | 9.351% | 0.08% |
| Fidelity Freedom® Index 2065 Instl Prm | 2065 | 91.29333% | 8.54768% | 0.10648% | 0.05251% | 9.34% | 0.09% |
| Fidelity Freedom® Index 2060 Instl Prem | 2060 | 91.29245% | 8.54863% | 0.10641% | 0.0525% | 9.35% | 0.08% |
| Fidelity Freedom® Index 2055 Instl Prem | 2055 | 91.25278% | 8.58803% | 0.10671% | 0.05248% | 9.348% | 0.08% |
| Fidelity Freedom® Index 2050 Instl Prem | 2050 | 90.6793% | 9.15823% | 0.11029% | 0.05218% | 9.31% | 0.08% |
| Fidelity Freedom® Index 2045 Instl Prem | 2045 | 90.07767% | 9.75604% | 0.11443% | 0.05186% | 9.271% | 0.08% |
| Fidelity Freedom® Index 2040 Instl Prem | 2040 | 80.96677% | 18.80846% | 0.17792% | 0.04684% | 8.677% | 0.08% |
| Fidelity Freedom® Index 2035 Instl Prem | 2035 | 66.08364% | 33.59845% | 0.27927% | 0.03864% | 7.706% | 0.08% |
| Fidelity Freedom® Index 2030 Instl Prem | 2030 | 57.87805% | 41.74903% | 0.33889% | 0.03404% | 7.17% | 0.08% |
| Fidelity Freedom® Index 2025 Instl Prem | 2025 | 51.35622% | 48.13004% | 0.48334% | 0.0304% | 6.741% | 0.08% |
| Fidelity Freedom® Index 2020 Instl Prem | 2020 | 42.72026% | 54.96712% | 2.28572% | 0.02689% | 6.117% | 0.08% |
| Fidelity Freedom® Index 2015 Instl Prem | 2015 | 33.96283% | 61.99753% | 4.01727% | 0.02237% | 5.487% | 0.08% |
| Fidelity Freedom® Index 2010 Instl Prem | 2010 | 25.68773% | 68.75994% | 5.53447% | 0.01787% | 4.896% | 0.08% |
| Fidelity Freedom® Index 2005 Instl Prem | 2005 | 19.39% | 80.61% | 0.00% | 0.00% | 4.68% | 0.08% |
| Fidelity Freedom® Index Inc Instl Prem | Retirement Income | 21.43015% | 72.18048% | 6.37352% | 0.01584% | 4.59% | 0.08% |
Choosing a Fund
To determine your anticipated retirement year, refer to the table below:
| Name | Years to Retirement | Birth Year | Current Age | Retirement Year at Age 65 |
|---|---|---|---|---|
| IFA Optimized Target Date 2070 | About 44 More Years | ≥ 2003 | ≤ 23 | ≥ 2068 |
| IFA Optimized Target Date 2065 | About 39 More Years | 1998 to 2002 | 24 to 28 | 2063 to 2067 |
| IFA Optimized Target Date 2060 | About 34 More Years | 1993 to 1997 | 29 to 33 | 2058 to 2062 |
| IFA Optimized Target Date 2055 | About 29 More Years | 1988 to 1992 | 34 to 38 | 2053 to 2057 |
| IFA Optimized Target Date 2050 | About 24 More Years | 1983 to 1987 | 39 to 43 | 2048 to 2052 |
| IFA Optimized Target Date 2045 | About 19 More Years | 1978 to 1982 | 44 to 48 | 2043 to 2047 |
| IFA Optimized Target Date 2040 | About 14 More Years | 1973 to 1977 | 49 to 53 | 2038 to 2042 |
| IFA Optimized Target Date 2035 | About 9 More Years | 1968 to 1972 | 54 to 58 | 2033 to 2037 |
| IFA Optimized Target Date 2030 | About 4 More Years | 1963 to 1967 | 59 to 63 | 2028 to 2032 |
| IFA Optimized Target Date 2025 | In Retirement | 1958 to 1962 | 64 to 68 | 2023 to 2027 |
| IFA Optimized Target Date 2020 | In Retirement | 1953 to 1957 | 69 to 73 | 2018 to 2022 |
| IFA Optimized Target Date 2015 | In Retirement | 1948 to 1952 | 74 to 78 | 2013 to 2017 |
| IFA Optimized Target Date Retirement | In Retirement | ≤ 1947 | ≥ 79 | ≤ 2012 |
Disclosures and Assumptions:
- 3 Year Return Data is from 05/1/2022-4/30/2025.
- 5 Year Return Data is from 05/1/2020-4/30/2025.
- Return Data and Expense Ratio data Source: Morningstar Direct.
- Weighted Assumed Return = (0% * Cash) + (10% * Equity) + (3.5% * Fixed Income) + (3.5% * Other) - Net Expense Ratio %
- Growth of Wealth data is presented for illustration purposes only. There are no guarantees investment strategies will be successful. Actual performance will vary.
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TermsDisclosuresIndex DescriptionsForm CRS The data provided in charts referring to IFA Index Portfolios is hypothetical back-tested performance and is not actual client performance. Performance data for the IFA Index Portfolios is shown net of IFA's highest advisory fee and the underlying mutual fund expenses. IFA Indexes when shown individually do not reflect a deduction of advisory fees. None of the data reflects trading costs or taxes, which would have lowered performance by these costs. See more important disclosures at ifabt.com.
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