Target Date Comparison Calculator

Analyze and compare multiple glide paths with IFA's Target Date Comparison Calculator all while simulating a retirement participant's plan.

v2024.09.17
NameUnderlying FundTickerExpense RatioAllocationChart
IFA Optimized Target Date 2065 BlackRock LifePath® Index 2065 K LIWKX 0.09%
  • 94.56% - Equity
  • 1.02% - Fixed Income
  • 3.36% - Cash
  • 1.06% - Other
IFA Optimized Target Date 2060 BlackRock LifePath® Index 2060 K LIZKX 0.09%
  • 94.65% - Equity
  • 1.02% - Fixed Income
  • 3.29% - Cash
  • 1.04% - Other
IFA Optimized Target Date 2055 BlackRock LifePath® Index 2055 K LIVKX 0.09%
  • 93.92% - Equity
  • 1.65% - Fixed Income
  • 3.15% - Cash
  • 1.29% - Other
IFA Optimized Target Date 2050 BlackRock LifePath® Index 2050 K LIPKX 0.09%
  • 88.96% - Equity
  • 5.70% - Fixed Income
  • 2.84% - Cash
  • 2.50% - Other
IFA Optimized Target Date 2045 Fidelity Freedom® Index 2045 Instl Prem FFOLX 0.08%
  • 89.29% - Equity
  • 9.72% - Fixed Income
  • 0.92% - Cash
  • 0.07% - Other
IFA Optimized Target Date 2040 Fidelity Freedom® Index 2040 Instl Prem FFIZX 0.08%
  • 81.45% - Equity
  • 17.59% - Fixed Income
  • 0.90% - Cash
  • 0.06% - Other
IFA Optimized Target Date 2035 Schwab Target 2035 Index SWYFX 0.08%
  • 69.33% - Equity
  • 28.79% - Fixed Income
  • 1.83% - Cash
  • 0.05% - Other
IFA Optimized Target Date 2030 Schwab Target 2030 Index SWYEX 0.08%
  • 58.59% - Equity
  • 39.16% - Fixed Income
  • 2.21% - Cash
  • 0.04% - Other
IFA Optimized Target Date 2025 Vanguard Target Retirement 2025 Inv VTTVX 0.08%
  • 49.84% - Equity
  • 48.02% - Fixed Income
  • 2.09% - Cash
  • 0.05% - Other
IFA Optimized Target Date 2020 Fidelity Freedom® Index 2020 Instl Prem FIWTX 0.08%
  • 43.44% - Equity
  • 54.42% - Fixed Income
  • 2.10% - Cash
  • 0.03% - Other
IFA Optimized Target Date 2015 Schwab Target 2015 Index SWYBX 0.08%
  • 38.78% - Equity
  • 57.72% - Fixed Income
  • 3.47% - Cash
  • 0.02% - Other
IFA Optimized Target Date 2010 BlackRock LifePath® Index Retire K LIRKX 0.09%
  • 36.56% - Equity
  • 59.27% - Fixed Income
  • 1.37% - Cash
  • 2.80% - Other
IFA Optimized Target Date Retirement Income BlackRock LifePath® Index Retire K LIRKX 0.09%
  • 36.56% - Equity
  • 59.27% - Fixed Income
  • 1.37% - Cash
  • 2.80% - Other

Included Target Date Families:

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Compare a Hypothetical Participant's Retirement Path

Balance and Age:

Retirement Plan Contributions:

Retirement Duration and Withdrawal Amount:

Projected Rates of Returns and Assumptions:

Assumed Returns for Equity and Fixed Income:
3 Yr Data:
5 Yr Data:
Other:

Growth of Wealth (Assumed Returns for Equity and Fixed Income)

Growth of Wealth (Assumed Returns for Equity and Fixed Income) Data Table:
#YearAgeIFA Optimized Target DatesVanguard Target Retirement InvBlackrock LifePath Index KDimensional Target Dt Rtr Inc InstlSchwab Target IndexPrincipal LifeTime Hybrid InstlAmerican Funds Trgt Date Retire R6T. Rowe Price Target IFidelity Freedom Instl Prem
0202525$23.0K$23.0K$23.0K$23.0K$23.0K$23.0K$23.0K$23.0K$23.0K
1202626$48.9K$48.8K$48.9K$48.8K$48.9K$48.8K$48.7K$48.8K$48.8K
2202727$77.9K$77.7K$77.9K$77.7K$78.0K$77.8K$77.3K$77.7K$77.7K
3202828$110K$110K$110K$110K$111K$110K$109K$110K$110K
4202929$147K$146K$147K$146K$147K$146K$144K$146K$146K
5203030$187K$186K$187K$186K$188K$187K$183K$186K$186K
6203131$232K$230K$232K$231K$234K$231K$227K$231K$231K
7203232$283K$280K$283K$281K$284K$281K$275K$280K$280K
8203333$338K$335K$338K$336K$340K$337K$327K$335K$335K
9203434$400K$396K$400K$398K$403K$398K$386K$396K$396K
10203535$469K$463K$469K$466K$472K$466K$450K$463K$463K
11203636$545K$537K$545K$541K$549K$541K$520K$537K$537K
12203737$629K$619K$629K$625K$633K$624K$598K$618K$620K
13203838$722K$710K$722K$717K$726K$716K$683K$708K$710K
14203939$825K$810K$825K$819K$829K$818K$777K$807K$810K
15204040$938K$920K$938K$931K$943K$930K$879K$916K$921K
16204141$1.06M$1.04M$1.06M$1.05M$1.07M$1.05M$992K$1.03M$1.04M
17204242$1.19M$1.17M$1.19M$1.19M$1.20M$1.19M$1.11M$1.16M$1.18M
18204343$1.34M$1.32M$1.34M$1.33M$1.35M$1.34M$1.25M$1.30M$1.32M
19204444$1.50M$1.48M$1.50M$1.49M$1.52M$1.50M$1.40M$1.46M$1.49M
20204545$1.68M$1.66M$1.68M$1.67M$1.70M$1.68M$1.56M$1.63M$1.66M
21204646$1.88M$1.85M$1.87M$1.84M$1.89M$1.87M$1.73M$1.81M$1.86M
22204747$2.10M$2.05M$2.07M$2.03M$2.11M$2.08M$1.92M$2.00M$2.07M
23204848$2.34M$2.28M$2.29M$2.24M$2.34M$2.31M$2.13M$2.21M$2.31M
24204949$2.60M$2.52M$2.54M$2.47M$2.59M$2.56M$2.36M$2.44M$2.57M
25205050$2.90M$2.81M$2.82M$2.73M$2.89M$2.84M$2.62M$2.70M$2.87M
26205151$3.22M$3.10M$3.11M$2.99M$3.20M$3.14M$2.90M$2.98M$3.18M
27205252$3.56M$3.42M$3.42M$3.27M$3.53M$3.47M$3.21M$3.27M$3.53M
28205353$3.94M$3.78M$3.76M$3.58M$3.90M$3.82M$3.54M$3.59M$3.90M
29205454$4.36M$4.16M$4.13M$3.91M$4.30M$4.21M$3.90M$3.94M$4.32M
30205555$4.81M$4.57M$4.54M$4.26M$4.74M$4.63M$4.29M$4.31M$4.76M
31205656$5.27M$5.01M$4.94M$4.61M$5.19M$5.05M$4.68M$4.68M$5.21M
32205757$5.76M$5.47M$5.38M$4.99M$5.67M$5.51M$5.09M$5.09M$5.69M
33205858$6.29M$5.98M$5.85M$5.40M$6.20M$6.00M$5.54M$5.52M$6.21M
34205959$6.87M$6.52M$6.36M$5.83M$6.77M$6.53M$6.03M$5.98M$6.78M
35206060$7.50M$7.11M$6.91M$6.29M$7.39M$7.11M$6.55M$6.48M$7.39M
36206161$8.12M$7.72M$7.45M$6.74M$8.00M$7.70M$7.07M$6.98M$8.01M
37206262$8.79M$8.37M$8.03M$7.21M$8.67M$8.34M$7.64M$7.50M$8.67M
38206363$9.51M$9.07M$8.65M$7.71M$9.38M$9.03M$8.24M$8.06M$9.39M
39206464$10.29M$9.83M$9.31M$8.24M$10.15M$9.77M$8.88M$8.65M$10.16M
40206565
$10.37M$9.91M$9.32M$8.19M$10.22M$9.83M$8.90M$8.64M$10.23M
41206666
$10.39M$9.93M$9.29M$8.08M$10.20M$9.85M$8.87M$8.58M$10.27M
42206767
$10.40M$9.95M$9.25M$7.97M$10.18M$9.87M$8.83M$8.51M$10.30M
43206868
$10.42M$9.96M$9.22M$7.86M$10.17M$9.88M$8.80M$8.45M$10.34M
44206969
$10.44M$9.98M$9.18M$7.76M$10.15M$9.90M$8.77M$8.39M$10.38M
45207070
$10.46M$10.00M$9.15M$7.65M$10.13M$9.92M$8.74M$8.32M$10.41M
46207171
$10.44M$9.93M$9.09M$7.55M$10.10M$9.90M$8.69M$8.24M$10.39M
47207272
$10.42M$9.87M$9.04M$7.45M$10.06M$9.87M$8.65M$8.16M$10.37M
48207373
$10.40M$9.80M$8.98M$7.35M$10.03M$9.85M$8.61M$8.08M$10.35M
49207474
$10.38M$9.73M$8.93M$7.25M$10.00M$9.83M$8.57M$7.99M$10.33M
50207575
$10.36M$9.67M$8.87M$7.15M$9.97M$9.81M$8.53M$7.91M$10.31M
51207676
$10.31M$9.57M$8.82M$7.05M$9.92M$9.75M$8.46M$7.83M$10.23M
52207777
$10.25M$9.47M$8.76M$6.96M$9.87M$9.69M$8.40M$7.74M$10.14M
53207878
$10.20M$9.38M$8.71M$6.86M$9.81M$9.63M$8.33M$7.65M$10.06M
54207979
$10.14M$9.28M$8.66M$6.77M$9.76M$9.58M$8.27M$7.57M$9.98M
55208080
$10.09M$9.19M$8.61M$6.67M$9.71M$9.52M$8.20M$7.49M$9.90M
56208181
$10.03M$9.10M$8.55M$6.52M$9.63M$9.46M$8.13M$7.39M$9.76M
57208282
$9.97M$9.00M$8.50M$6.36M$9.55M$9.41M$8.06M$7.30M$9.63M
58208383
$9.91M$8.91M$8.45M$6.21M$9.47M$9.35M$7.99M$7.22M$9.49M
59208484
$9.85M$8.82M$8.40M$6.07M$9.40M$9.30M$7.93M$7.13M$9.36M
60208585
$9.79M$8.73M$8.35M$5.93M$9.32M$9.24M$7.86M$7.04M$9.23M
61208686
$9.73M$8.65M$8.30M$5.79M$9.24M$9.19M$7.79M$6.95M$9.08M
62208787
$9.67M$8.56M$8.25M$5.65M$9.17M$9.13M$7.72M$6.86M$8.93M
63208888
$9.61M$8.47M$8.20M$5.52M$9.09M$9.08M$7.66M$6.77M$8.79M
64208989
$9.55M$8.39M$8.15M$5.39M$9.02M$9.03M$7.59M$6.69M$8.65M
65209090
$9.49M$8.30M$8.10M$5.26M$8.95M$8.97M$7.53M$6.60M$8.51M
66209191
$9.44M$8.22M$8.05M$5.14M$8.87M$8.92M$7.46M$6.52M$8.36M
67209292
$9.38M$8.13M$8.00M$5.02M$8.80M$8.87M$7.40M$6.43M$8.21M
68209393
$9.32M$8.05M$7.95M$4.90M$8.73M$8.81M$7.33M$6.35M$8.06M
69209494
$9.27M$7.97M$7.90M$4.79M$8.66M$8.76M$7.27M$6.27M$7.92M

Indicates a year in retirement.
* Values marked as 'N/A' indicate that there is insufficient data available to provide a valid result.


Group
Category/Name
Equity %
Fixed Income %
Cash %
Other %
Assumed Weighted Return %
Expense Ratio
IFA Optimized Target Date 2065
206594.55568%1.01628%3.36379%1.06425%9.438%0.09%
IFA Optimized Target Date 2060
206094.64639%1.02498%3.28595%1.04269%9.447%0.09%
IFA Optimized Target Date 2055
205593.91673%1.64855%3.14828%1.28644%9.404%0.09%
IFA Optimized Target Date 2050
205088.95513%5.7027%2.83908%2.50309%9.093%0.09%
IFA Optimized Target Date 2045
204589.29439%9.71638%0.92082%0.06841%9.192%0.08%
IFA Optimized Target Date 2040
204081.4516%17.58558%0.9002%0.06262%8.683%0.08%
IFA Optimized Target Date 2035
203569.33287%28.79399%1.8278%0.04536%7.863%0.08%
IFA Optimized Target Date 2030
203058.58714%39.16368%2.21155%0.03762%7.151%0.08%
IFA Optimized Target Date 2025
202549.83941%48.02458%2.08875%0.04726%6.586%0.08%
IFA Optimized Target Date 2020
202043.4412%54.42428%2.10028%0.03423%6.17%0.08%
IFA Optimized Target Date 2015
201538.78267%57.72338%3.47077%0.02316%5.819%0.08%
IFA Optimized Target Date 2010
201036.56226%59.26937%1.37219%2.79618%5.739%0.09%
IFA Optimized Target Retirement Income
Retirement Income36.56226%59.26937%1.37219%2.79618%5.739%0.09%
Vanguard Target Retirement 2065 Inv
206589.6109%8.33209%1.98794%0.06908%9.175%0.08%
Vanguard Target Retirement 2060 Inv
206089.64388%8.34887%1.93818%0.06907%9.179%0.08%
Vanguard Target Retirement 2055 Inv
205589.6446%8.34235%1.94402%0.06902%9.179%0.08%
Vanguard Target Retirement 2050 Inv
205089.63895%8.3456%1.94656%0.06889%9.178%0.08%
Vanguard Target Retirement 2045 Inv
204582.20538%15.92818%1.80141%0.06503%8.7%0.08%
Vanguard Target Retirement 2040 Inv
204074.79207%23.52076%1.62611%0.06106%8.225%0.08%
Vanguard Target Retirement 2035 Inv
203567.34218%31.13784%1.46252%0.05747%7.746%0.08%
Vanguard Target Retirement 2030 Inv
203059.81891%38.7383%1.38786%0.05492%7.26%0.08%
Vanguard Target Retirement 2025 Inv
202549.83941%48.02458%2.08875%0.04726%6.586%0.08%
Vanguard Target Retirement 2020 Inv
202035.83245%61.68961%2.43892%0.03902%5.664%0.08%
Vanguard Target Retirement Income Inv
Retirement Income30.45187%66.86908%2.64313%0.03592%5.307%0.08%
BlackRock LifePath® Index 2065 K
206594.55568%1.01628%3.36379%1.06425%9.438%0.09%
BlackRock LifePath® Index 2060 K
206094.64639%1.02498%3.28595%1.04269%9.447%0.09%
BlackRock LifePath® Index 2055 K
205593.91673%1.64855%3.14828%1.28644%9.404%0.09%
BlackRock LifePath® Index 2050 K
205088.95513%5.7027%2.83908%2.50309%9.093%0.09%
BlackRock LifePath® Index 2045 K
204579.69277%13.82646%2.33153%4.14924%8.508%0.09%
BlackRock LifePath® Index 2040 K
204070.80132%24.17964%1.65239%3.36664%7.954%0.09%
BlackRock LifePath® Index 2035 K
203560.32004%35.76639%1.22997%2.6836%7.288%0.09%
BlackRock LifePath® Index 2030 K
203048.58914%47.26895%1.27129%2.87062%6.524%0.09%
BlackRock LifePath® Index 2025 K
202539.60%60.20%0.20%0.00%5.977%0.09%
BlackRock LifePath® Index Retire K
Retirement Income36.56226%59.26937%1.37219%2.79618%5.739%0.09%
Dimensional 2065 Target Dt Rtr Inc Instl
206593.91075%1.91696%4.16606%0.00623%9.238%0.22%
Dimensional 2060 Target Dt Rtr Inc Instl
206094.924%1.92674%3.14295%0.00631%9.34%0.22%
Dimensional 2055 Target Dt Rtr Inc Instl
205595.03989%1.92858%3.02523%0.00629%9.352%0.22%
Dimensional 2050 Target Dt Rtr Inc Instl
205091.1912%3.40284%5.39989%0.00606%9.028%0.21%
Dimensional 2045 Target Dt Rtr Inc Instl
204578.15358%9.65742%12.18379%0.00522%7.954%0.2%
Dimensional 2040 Target Dt Rtr Inc Instl
204064.75916%26.16184%9.07457%0.00443%7.202%0.19%
Dimensional 2035 Target Dt Rtr Inc Instl
203551.88818%42.11092%5.99736%0.00355%6.483%0.18%
Dimensional 2030 Target Dt Rtr Inc Instl
203037.4741%59.31342%3.20992%0.00256%5.653%0.17%
Dimensional 2025 Target Dt Rtr Inc Instl
202525.08901%74.61687%0.29244%0.00167%4.961%0.16%
Dimensional 2020 Target Dt Rtr Inc Instl
202025.19744%74.45436%0.34649%0.00168%4.946%0.18%
Dimensional 2015 Target Dt Rtr Inc Instl
201524.61166%75.13696%0.24974%0.00163%4.921%0.17%
Dimensional Retirement Income Instl
Retirement Income20.24964%58.39457%21.35443%0.00136%3.889%0.18%
Schwab Target 2065 Index
206596.53949%2.54114%0.85264%0.06674%9.665%0.08%
Schwab Target 2060 Index
206094.63846%4.5139%0.78255%0.06509%9.544%0.08%
Schwab Target 2055 Index
205592.59115%6.44497%0.90051%0.06336%9.407%0.08%
Schwab Target 2050 Index
205089.74751%9.18975%1.00176%0.06097%9.219%0.08%
Schwab Target 2045 Index
204584.618%14.10038%1.22488%0.05673%8.877%0.08%
Schwab Target 2040 Index
204077.72744%20.7995%1.42152%0.05154%8.423%0.08%
Schwab Target 2035 Index
203569.33287%28.79399%1.8278%0.04536%7.863%0.08%
Schwab Target 2030 Index
203058.58714%39.16368%2.21155%0.03762%7.151%0.08%
Schwab Target 2025 Index
202543.92565%53.47325%2.57367%0.02742%6.185%0.08%
Schwab Target 2020 Index
202041.94942%55.34241%2.68264%0.02552%6.053%0.08%
Schwab Target 2015 Index
201538.78267%57.72338%3.47077%0.02316%5.819%0.08%
Schwab Target 2010 Index
201034.40248%61.57766%3.99952%0.02033%5.516%0.08%
Principal LifeTime Hybrid 2065 Instl
206595.59621%3.65362%0.70403%0.04613%9.309%0.38%
Principal LifeTime Hybrid 2060 Instl
206095.67673%3.6428%0.63417%0.0463%9.317%0.38%
Principal LifeTime Hybrid 2055 Instl
205595.67179%3.59039%0.69213%0.04569%9.314%0.38%
Principal LifeTime Hybrid 2050 Instl
205094.32378%4.97863%0.64584%0.05176%9.228%0.38%
Principal LifeTime Hybrid 2045 Instl
204587.166%12.13673%0.6279%0.06937%8.774%0.37%
Principal LifeTime Hybrid 2040 Instl
204078.30019%20.9866%0.64362%0.06959%8.207%0.36%
Principal LifeTime Hybrid 2035 Instl
203566.73946%32.64013%0.54084%0.07958%7.479%0.34%
Principal LifeTime Hybrid 2030 Instl
203058.16286%46.82878%-5.09311%0.10149%7.119%0.34%
Principal LifeTime Hybrid 2025 Instl
202549.2433%56.79639%-6.16178%0.12211%6.566%0.35%
Principal LifeTime Hybrid 2020 Instl
202042.58144%64.14944%-6.85772%0.12685%6.148%0.36%
Principal LifeTime Hybrid 2015 Instl
201536.04791%71.4678%-7.6486%0.13293%5.751%0.36%
Principal LifeTime Hybrid Income Instl
Retirement Income36.15251%71.2612%-7.53641%0.12273%5.754%0.36%
American Funds 2065 Trgt Date Retire R6
206586.9314%8.28523%4.12219%0.66119%8.616%0.39%
American Funds 2060 Trgt Date Retire R6
206086.96891%8.26817%4.10315%0.65978%8.619%0.39%
American Funds 2055 Trgt Date Retire R6
205586.85163%8.34327%4.15114%0.65397%8.61%0.39%
American Funds 2050 Trgt Date Retire R6
205085.86475%9.21451%4.19343%0.72731%8.564%0.37%
American Funds 2045 Trgt Date Retire R6
204584.42183%10.53511%4.25447%0.78859%8.469%0.37%
American Funds 2040 Trgt Date Retire R6
204079.33673%15.56281%4.23186%0.86859%8.149%0.36%
American Funds 2035 Trgt Date Retire R6
203565.54055%28.68625%4.86254%0.91064%7.25%0.34%
American Funds 2030 Trgt Date Retire R6
203056.04712%38.08591%4.96524%0.90173%6.639%0.33%
American Funds 2025 Trgt Date Retire R6
202545.85929%47.88086%5.35636%0.90348%5.983%0.31%
American Funds 2020 Trgt Date Retire R6
202044.12359%49.43739%5.50567%0.93334%5.875%0.3%
American Funds 2015 Trgt Date Retire R6
201539.57434%53.40771%6.11103%0.90692%5.558%0.3%
American Funds 2010 Trgt Date Retire R6
201038.27049%54.33413%6.50715%0.88823%5.47%0.29%
T. Rowe Price Target 2065 I
206596.04371%0.90186%2.47838%0.57603%9.196%0.46%
T. Rowe Price Target 2060 I
206096.04289%0.89408%2.48308%0.57994%9.196%0.46%
T. Rowe Price Target 2055 I
205594.13692%1.77777%3.51623%0.56908%9.046%0.45%
T. Rowe Price Target 2050 I
205090.28792%5.23932%3.90382%0.56894%8.792%0.44%
T. Rowe Price Target 2045 I
204582.49509%12.20922%4.72375%0.57196%8.267%0.43%
T. Rowe Price Target 2040 I
204072.65812%21.4522%5.32785%0.56183%7.626%0.41%
T. Rowe Price Target 2035 I
203561.8625%31.56062%6.02619%0.5507%6.92%0.39%
T. Rowe Price Target 2030 I
203050.875%41.85199%6.73263%0.54039%6.201%0.37%
T. Rowe Price Target 2025 I
202541.41663%50.99342%7.06322%0.52674%5.595%0.35%
T. Rowe Price Target 2020 I
202036.99369%55.02563%7.43979%0.5409%5.314%0.33%
T. Rowe Price Target 2015 I
201535.05994%56.87269%7.51929%0.5481%5.206%0.31%
T. Rowe Price Target 2010 I
201033.10608%58.71602%7.62092%0.55697%5.085%0.3%
T. Rowe Price Target 2005 I
200532.11332%59.62922%7.68542%0.57205%5.018%0.3%
Fidelity Freedom® Index 2065 Instl Prm
206589.29452%9.7163%0.92077%0.06841%9.182%0.09%
Fidelity Freedom® Index 2060 Instl Prem
206089.29455%9.71637%0.92067%0.06841%9.192%0.08%
Fidelity Freedom® Index 2055 Instl Prem
205589.29448%9.71638%0.92074%0.06841%9.192%0.08%
Fidelity Freedom® Index 2050 Instl Prem
205089.2944%9.71639%0.9208%0.06841%9.192%0.08%
Fidelity Freedom® Index 2045 Instl Prem
204589.29439%9.71638%0.92082%0.06841%9.192%0.08%
Fidelity Freedom® Index 2040 Instl Prem
204081.4516%17.58558%0.9002%0.06262%8.683%0.08%
Fidelity Freedom® Index 2035 Instl Prem
203566.98003%32.10431%0.8638%0.05186%7.743%0.08%
Fidelity Freedom® Index 2030 Instl Prem
203058.20312%40.91669%0.83488%0.04532%7.174%0.08%
Fidelity Freedom® Index 2025 Instl Prem
202551.72981%47.42099%0.80875%0.04044%6.754%0.08%
Fidelity Freedom® Index 2020 Instl Prem
202043.4412%54.42428%2.10028%0.03423%6.17%0.08%
Fidelity Freedom® Index 2015 Instl Prem
201534.34177%62.15737%3.47347%0.02738%5.531%0.08%
Fidelity Freedom® Index 2010 Instl Prem
201025.18927%69.94882%4.84139%0.02051%4.888%0.08%
Fidelity Freedom® Index 2005 Instl Prem
200519.39%80.61%0.00%0.00%4.68%0.08%
Fidelity Freedom® Index Inc Instl Prem
Retirement Income19.37091%74.96445%5.64851%0.01613%4.481%0.08%

Choosing a Fund

To determine your anticipated retirement year, refer to the table below:

NameYears to RetirementBirth YearCurrent AgeRetirement Year at Age 65
IFA Optimized Target Date 2065About 40 More Years≥ 1998≤ 27≥ 2063
IFA Optimized Target Date 2060About 35 More Years1993 to 199728 to 322058 to 2062
IFA Optimized Target Date 2055About 30 More Years1988 to 199233 to 372053 to 2057
IFA Optimized Target Date 2050About 25 More Years1983 to 198738 to 422048 to 2052
IFA Optimized Target Date 2045About 20 More Years1978 to 198243 to 472043 to 2047
IFA Optimized Target Date 2040About 15 More Years1973 to 197748 to 522038 to 2042
IFA Optimized Target Date 2035About 10 More Years1968 to 197253 to 572033 to 2037
IFA Optimized Target Date 2030About 5 More Years1963 to 196758 to 622028 to 2032
IFA Optimized Target Date 2025In Retirement1958 to 196263 to 672023 to 2027
IFA Optimized Target Date 2020In Retirement1953 to 195768 to 722018 to 2022
IFA Optimized Target Date 2015In Retirement1948 to 195273 to 772013 to 2017
IFA Optimized Target Date 2010In Retirement1943 to 194778 to 822008 to 2012
IFA Optimized Target Date RetirementIn Retirement≤ 1942≥ 83≤ 2007

Disclosures and Assumptions:

  • 3 Year Return Data is from 05/1/2022-4/30/2025.
  • 5 Year Return Data is from 05/1/2020-4/30/2025.
  • Return Data and Expense Ratio data Source: Morningstar Direct.
  • Weighted Assumed Return = (0% * Cash) + (10% * Equity) + (3.5% * Fixed Income) + (3.5% * Other) - Net Expense Ratio %
  • Growth of Wealth data is presented for illustration purposes only. There are no guarantees investment strategies will be successful. Actual performance will vary.