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IFA Index Portfolio 100 IFA Index Portfolio 40

Moderately Conservative: Suitable for investors who have 7 years before needing approximately 20% of their investments and are willing to accept a moderate degree of volatility in order to achieve moderate portfolio growth potential.

The data provided in charts referring to IFA Index Portfolios is hypothetical back-tested performance and is not actual client performance. Performance data for the IFA Index Portfolios is shown net of IFA's highest advisory fee and the underlying mutual fund expenses. IFA Indexes when shown individually do not reflect a deduction of advisory fees. None of the data reflects trading costs or taxes, which would have lowered performance by these costs. See more important disclosures at ifabt.com.

IFA SVP CA Municipal Bonds Index Portfolio 40 Allocation

Equity Allocation: 40%

ManagerRegion%Size%Style%Fund Name%TickerHldgs*Weighted Avg
Market (M)*
Price to
Book*
US 25.60% Large 9.60% Blend 4.80% DFA US Equity ETF 4.80% DFUS 2,438 $277,613.51 4.47
Value 4.80% DFA US Large Cap Value ETF 4.80% DFLV 345 $90,419.50 2.28
Small 16.00% Blend 8.00% DFA US Small Cap ETF 8.00% DFAS 2,075 $4,035.22 1.83
Value 8.00% Dimensional US Small Cap Value ETF 8.00% DFSV 1,021 $3,267.01 1.05
Global 2.00% Large 2.00% Real Estate 2.00% DFA Global Real Estate ETF 2.00% DFGR 450 $17,350.22 1.68
International 7.20% Large 2.40% Value 2.40% Dimensional International Value ETF 2.40% DFIV 535 $36,276.07 1.13
Small 4.80% Blend 2.40% DFA International Small Cap ETF 2.40% DFIS 3,442 $2,508.43 1.37
Value 2.40% DFA International Small Cap Value ETF 2.40% DISV 1,488 $2,366.51 0.89
Emerging Markets 5.20% Large 3.20% Value 1.60% DFA Emerging Markets Value ETF 1.60% DFEV 3,216 $13,048.84 1.04
Core 1.60% DFA Emerging Core Equity Market ETF 1.60% DFAE 6,289 $28,131.32 1.78
Small 2.00% Blend 2.00% DFA Emerging Markets Small Cap 2.00% DEMSX 4,480 $1,565.24 1.32

Fixed Income Allocation: 60%

ManagerRegion%Maturity%Security Type%Fund Name%TickerHldgs*Weighted
Duration*
Weighted
Maturity*
CA Muni 60.00% Short 30.00% Municipal 30.00% DFA California Short-Term Municipal Bond I 30.00% DFCMX 288 n/a n/a
Intermediate 30.00% Municipal 30.00% Vanguard California Intermediate-Term Tax-Exempt Fund Admiral Shares 30.00% VCADX 5,007 n/a n/a
*Updated as of 9/2/2025