IFA Index Portfolio 0 S2B2

Most Conservative: Generally intended for investors who have 2 years before needing approximately 20% of their investments and are comfortable with minimal risk to achieve incremental portfolio growth potential with an emphasis on capital preservation.

S1B1, S2B2, S3B1, S4B9 and S5B10 refer to various IFA Index allocations of stock and bond indexes. Please contact an IFA Wealth Advisor for more details on Index options.

S13B10 - IFA Small Cap Value Multi-Manager Portfolio 0 Allocation

Stock Fund Allocation: 0%

ManagerRegion%Size%Style%Fund Name%TickerHldgs*Price to
Book*
US 0.00% Large 0.00% Blend 0.00% iShares Core S&P 500 0.00% IVV 508 5.11
Value 0.00% SPDR® Portfolio S&P 500 Value ETF 0.00% SPYV 436 3.51
Small 0.00% Value 0.00% Vanguard Small Cap Value 0.00% VBR 831 1.87
International 0.00% Large 0.00% Value 0.00% iShares Edge MSCI Intl Value Factor ETF 0.00% IVLU 361 1.32
Small 0.00% Blend 0.00% Schwab International Small 0.00% SCHC 2,330 1.52
Emerging Markets 0.00% Large 0.00% Blend 0.00% iShares Core MSCI Emerging Markets 0.00% IEMG 2,894 2.16
Small 0.00% Blend 0.00% SPDR® S&P Emerging Markets Small Cap ETF 0.00% EWX 3,551 1.50

Bond Fund Allocation: 100%

ManagerRegion%Maturity%Security Type%Fund Name%TickerHldgs*Effective
Duration*
Effective
Maturity*
US 100.00% Broad 100.00% Mixed 100.00% Vanguard Total Bond Market ETF 100.00% BND 16,301 n/a n/a
*Updated as of 11/2/2026