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Appendix

Index Portfolios

INDEX PORTFOLIOS

IFA Index Portfolio 100

IFA Index Portfolio 95

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IFA Index Portfolio 80

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IFA Index Portfolio 50

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Happy Holidays from IFA!

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Happy Holidays from Index Fund Advisors!

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The data provided in charts referring to IFA Index Portfolios is hypothetical back-tested performance and is not actual client performance. Performance data for the IFA Index Portfolios is shown net of IFA's highest advisory fee and the underlying mutual fund expenses. IFA Indexes when shown individually do not reflect a deduction of advisory fees. None of the data reflects trading costs or taxes, which would have lowered performance by these costs. See more important disclosures at ifabt.com.