Clear0123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100SPSPLCLVSCSVREIREISISEIVISVEMEMSESEV1F2F3G5FWSCESFMCNTMLGSGUSCUSCISCEMC05101520253035404550556065707580859095100

IFA Index Portfolio 100 IFA Index Portfolio 35

Moderately Conservative: Suitable for investors who have 6 years before needing approximately 20% of their investments and are willing to accept a moderately conservative degree of risk to achieve portfolio growth potential.

The data provided in charts referring to IFA Index Portfolios is hypothetical back-tested performance and is not actual client performance. Performance data for the IFA Index Portfolios is shown net of IFA's highest advisory fee and the underlying mutual fund expenses. IFA Indexes when shown individually do not reflect a deduction of advisory fees. None of the data reflects trading costs or taxes, which would have lowered performance by these costs. See more important disclosures at ifabt.com.

IFA Core Portfolio 35 Allocation

General Asset ClassAllocationSpecific Asset ClassFund NameTickerHoldings*Weight Avg Market (millions)*Price to Book*
21.00% US Core Equity21.00%US Core EquityDFA US Core Equity 2 PortfolioDFQTX2,432$103,325.223.24
3.50% Real Estate3.50%Global Real EstateDFA Global Real Estate SecuritiesDFGEX144$17,725.281.64
7.00% International Core7.00%International CoreDFA International Core Equity PortfolioDFIEX4,936$15,219.521.42
3.50% Emerging Markets Core3.50%Emerging Markets CoreDFA Emerging Markets Core EquityDFCEX7,372$12,271.501.39
65.00% Fixed Income65.00%Global Core Fixed IncomeDFA Global Core Plus Fixed Income InstlDGCFX681n/an/a
*Updated as of 6/2/2025

Explanation of IFA's Core Portfolios

At the heart of the equity portion of the core portfolios are three funds:

  • DFA US Core Equity 2 Portfolio (DFQTX)
  • DFA International Core Portfolio (DFIEX)
  • DFA Emerging Markets Core Portfolio (DFCEX)

Each of these funds covers a specific market in total and is engineered to capture a small cap and value risk premium while minimizing trading costs within the fund.

The real estate component of the core portfolios is the same as the standard portfolios, the DFA Global Real Estate Securities Fund (DFGEX).

The primary advantage of the core portfolios is reduced trading costs. There are fewer trades required to establish a core portfolio, which can translate into a savings of up to $300. The mutual fund fees are essentially the same for both the core and standard portfolios.

One disadvantage of the core portfolios is reduced transparency. Specifically, for the standard portfolios it is easy to determine the contributions of individual asset classes to overall performance. For the core portfolios, the asset classes are bundled together in the core funds. Another disadvantage is the potential reduced opportunity for tax loss harvesting, based on the fact that an individual asset class fund may hit the threshold for tax loss harvesting before the core fund does.