Articles (1,551)

9,491,338 views

Featured Article


Saving for College: Addressing a Significant Financial Challenge (Second of a Three Part Series)

9,181
by Mark Hebner and IFA Contributors
Tuesday, October 6, 2015

In the first part of this series, we gave an overview of 529 plans and the due diligence that investors should perform before choosing one of them. One 529 plan that we find particularly attractive is West Virginia’s Smart529 Select savings program that features ...Read More

Archives

  • Considering Central Bank Influence on Yields

    4,845
    by Dimensional Fund Advisors — Monday, October 5, 2015

    Many market participants presume that long-term interest rates will rise when a Fed tightening policy begins. However, history shows that short-term rates and long-term rates do not move in ...Read More

  • A Focus on Fixed Income

    8,469
    by Mark Hebner — Monday, September 28, 2015

    Anyone who is keeping even a casual eye on financial headlines these days is aware that fixed income returns have been a moving target for a while now – at home and abroad. The general consensus is that ...Read More

  • Mark Hebner

    RAFI ETFs: A Deeper Look at the Performance

    7,648
    by Mark Hebner — Friday, September 18, 2015

    For about the past ten years, there has been an on-going debate in the world of indexing centering around whether index funds should be weighted by capitalization (the traditional method) or by fundamental ...Read More

  • Should Investors Sell After a "Correction"?

    4,737
    by Weston Wellington — Thursday, September 17, 2015

    Stock prices in markets around the world fluctuated dramatically for the week ended August 27. On Monday, August 24, the Dow Jones Industrial Average fell 1,089 points—a larger loss than the “Flash ...Read More

  • IFA Report Access

    7,958
    by Mark Hebner — Thursday, September 10, 2015

    Index Fund Advisors has always put our clients first. Whether it comes to investment advice, overall wealth management, a dedicated service team, or technological solutions to help with financial planning, we ...Read More

  • Forty-Two Years of a Random Walk Down Wall Street

    30,666
    by Mark Hebner — Thursday, September 3, 2015

    “If one of your New Year’s resolutions is to improve your personal finances, here’s a suggestion: Instead of picking up one of the scores of new works flooding into bookstores, reread an old ...Read More

  • The Patience Principle

    5,682
    by Jim Parker — Friday, August 28, 2015

    Global markets are providing investors a rough ride at the moment, as the focus turns to China’s economic outlook. But while falling markets can be worrisome, maintaining a longer term perspective makes ...Read More

  • When Times Are Turbulent – Invest and Relax

    9,366
    by Tom Allen and Mark Hebner — Tuesday, August 25, 2015

    No doubt the recent volatility in the market place has investors unnerved. Friends, family, neighbors, work colleagues, are all giving their opinion on where we stand and what will happen in the near ...Read More

  • Tom Allen and Mark Hebner

    Part 1: Fidelity Funds - A Deeper Look at the Performance [VIDEO]

    11,681
    by Tom Allen and Mark Hebner — Wednesday, August 19, 2015

    It is not uncommon for us to receive questions from clients and prospects about a particular family of mutual funds. The financial media is always quick to highlight top performing managers (here is an example ...Read More

  • How Negative is the Negative-Sum Game of Investing?

    4,715
    by Tom Allen and Mark Hebner — Tuesday, August 4, 2015

    In theory, investing is a zero-sum game and in practice it is a negative-sum game. Everyday, millions of individuals transact with one another based on their estimates or perception of where value currently ...Read More

  • Debunking the Inefficient Market Hypothesis

    7,790
    by Tom Allen and Mark Hebner — Monday, August 3, 2015

    It is not uncommon to find financial pundits, analysts, financial advisors, or investment consultants that are willing to recommend indexing when it comes to a particular segment of the market; mainly, large ...Read More

  • The China Syndrome

    5,216
    by Jim Parker — Friday, July 31, 2015

    The recent severe volatility in China’s share markets has raised questions among many investors about the causes of the fall and the wider implications for the global economy and markets. The Shanghai ...Read More

  • Exposure to Greece and China in Perspective

    6,435
    by Tom Allen and Mark Hebner — Friday, July 24, 2015

    Many of our clients have been concerned about the issues involving Greece. Likewise, growth in China, the world’s second largest economy has begun to slow causing concern for investors about what the ...Read More

  • Greece is the Word

    7,081
    by Jim Parker — Thursday, July 23, 2015

    In recent weeks, the world’s markets and media financial pages have focused intensely on the standoff between debt-laden Greece and its international lenders over the conditions of any further bailout. ...Read More

  • The 2nd Quarter of 2015 in Review

    7,764
    by Tom Allen and Mark Hebner — Wednesday, July 22, 2015

    The 2nd Quarter of 2015 was quite a tumultuous one. With concerns over Greece existing the Eurozone, markets experienced significant volatility late in the quarter. For those investors who were able to ride ...Read More

  • Passive Investing: Seeing the Forest For the Trees

    4,759
    by Tom Allen and Mark Hebner — Monday, July 20, 2015

    Sometimes it is hard to focus on the big picture, often getting caught up in the minutia where we are expending our efforts for little benefit in return. Other times we lose sight of the purpose of our efforts ...Read More

  • Maryland - Ready For an Investment Change

    5,478
    by Tom Allen and Mark Hebner — Wednesday, July 15, 2015

    No this is not a political campaign slogan, but more of a realization. The Baltimore Sun recently published an article highlighting the recent popularity of passive investing and how some of the biggest ...Read More

  • The Momentum Factor: An Empirical Update

    5,890
    by Tom Allen and Mark Hebner — Thursday, July 9, 2015

    The Momentum Factor has been well documented since the early 1990s[i]. As a quick reminder, the Momentum Factor is the tendency of stocks that have outperformed (or underperformed) the market over the last ...Read More

  • IFA is Ahead of the Trends in Retirement Plans

    7,641
    by Tom Allen and Mark Hebner — Tuesday, July 7, 2015

    A recent article published on benefitspro.com summarized the recent trends in retirement asset size and location. Not surprisingly, more and more assets are being geared towards individual retirement accounts ...Read More

  • Why DFA Is a Strategic Partner of Our Mission

    6,146
    by Tom Allen and Mark Hebner — Monday, July 6, 2015

    As most of our readers can probably tell, we are big fans of Dimensional Fund Advisors (DFA). Our recommended mutual fund lineup, record-keeper for retirement plans, and experts for research in the field of ...Read More

  • Celebrate Financial Independence - Invest & Relax

    4,593
    by Mark Hebner — Thursday, July 2, 2015

    In the next few days most of us will be thinking more about barbeques and bottle rockets than about freedom and independence. Cheers to those who fully partake in the uniquely American holiday. It’s with ...Read More

  • JP Morgan: A Case Study in What is Not a Fiduciary!

    7,973
    by Tom Allen and Mark Hebner — Wednesday, July 1, 2015

    The investment advisory industry has grown tremendously in the last 10 years. We are no longer in the simple world of retiring with a pension and not having to worry about making it across the proverbial ...Read More

  • What Greece Means for Investors

    6,399
    by Mark Hebner — Tuesday, June 30, 2015

    Like a slow-motion glacier melting into a rushing river, it would appear that the markets have been swept into a period of heightened global uncertainty driven by a long-looming Greek debt crisis. If ...Read More

  • Come On Hartford, You Know Better!

    4,974
    by Tom Allen and Mark Hebner — Tuesday, June 23, 2015

    We recently came across the Second Quarter 2015 White Paper from Hartford Funds, which attempted to address the recent investor trend of shifting more and more money to passive investment strategies. But their ...Read More

  • You vs. Uncle Sam: Taxes & Mutual Fund Performance

    5,371
    by Tom Allen and Mark Hebner — Tuesday, June 9, 2015

    “It's not brains or brawn that matter in taxable investing; it's efficiency. Taxable investing is a loser's game. Those who lose the least - to taxes and fees - stand to win the most when the game's all ...Read More

  • Give Your Graduate One More Piece of Advice

    4,999
    by Mark Hebner — Thursday, June 4, 2015

    The soccer games and ballet lessons are behind you, but as a parent, you may always feel the need to give advice to your children. At the same time, once they walk across that stage with degree in hand, ...Read More

  • Gravel Road Investing

    4,787
    by Jim Parker — Wednesday, May 27, 2015

    Owners of all-purpose motor vehicles often appreciate their cars most when they leave smooth city freeways for rough gravel country roads. In investment, highly diversified portfolios can provide similar ...Read More

  • How Mutual Funds Can Be Advocates For Their Investors

    4,323
    by Tom Allen and Mark Hebner — Friday, May 22, 2015

    There has been a growing focus in the area of corporate governance given the numerous and very significant financial events that have happened over the last 15 years like the collapse of Enron, Worldcom, and ...Read More

  • Tax-Wise Investing - You & Your Investments

    4,956
    by Mark Hebner — Monday, May 18, 2015

    While “tax season” may imply that there is an optimal time to think about your income taxes, the best way to minimize your annual “pay-triotic duty” is to engage in year-round tax-wise ...Read More