Articles (12)

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  • Mark Hebner

    Asset Location

    20,481
    by Mark Hebner — Updated: Thursday, August 15, 2019

    An additional way that a passive advisor can add value is not just asset allocation but asset location. Specifically, for a client that has a mixture of taxable accounts, traditional IRAs, and Roth IRAs, it is often helpful to construct a single portfolio consisting of multiple ...Read More

  • Mark Hebner

    Cash Withdrawal Considerations

    16,914
    by Mark Hebner — Updated: Thursday, July 18, 2019

    IFA is often in the position of accommodating regular cash withdrawal by its clients. The question is how to best generate cash for ...Read More

  • Mark Hebner and IFA Contributors

    The Funded Ratio: An Actuarial Approach to Retirement Spending

    19,060
    by Mark Hebner and IFA Contributors — Updated: Wednesday, June 26, 2019

    In a recent Financial Professional Outlook, Russell Investments surveyed 234 financial advisors across 145 investment firms nationwide. According to their results, 60% of advisors said that more than half of their clients are near or in ...Read More

  • Mark Hebner and Murray Coleman

    Dividends and the Lag in Fund Values

    7,762
    by Mark Hebner and Murray Coleman — Updated: Tuesday, December 18, 2018

    At the end of each quarter, investors can see dividend and/or capital gain distributions from their mutual funds. The mechanics may seem confusing, so we want to take the opportunity to review the ...Read More

  • Murray Coleman

    Bad Brokers

    2,047
    by Murray Coleman — Tuesday, March 20, 2018

    Despite a push by regulators to raise legal standards for how brokers work with investors, misdeeds keep popping up in the public record. The latest development is that the Securities and Exchange Commission has settled with Ameriprise Financial Services over allegations the ...Read More

  • Mark Hebner

    IFA By the Numbers - 2018

    5,978
    by Mark Hebner — Updated: Friday, January 5, 2018

    As we begin 2018, it has become a tradition that we reflect on the prior year by collecting our IFA statistics (or, what has grown to be known as IFA By the Numbers) on the abundance and wealth of information we provide in dedication towards replacing speculation with an ...Read More

  • Mark Hebner

    Rebalancing Portfolios

    15,429
    by Mark Hebner — Updated: Tuesday, December 12, 2017

    It is important for investors to rebalance their portfolio to achieve risk control and maintain long-term investing ...Read More

  • Tom Allen and Mark Hebner

    2017 Year-End Distributions & Portfolio Management

    3,161
    by Tom Allen and Mark Hebner — Monday, November 6, 2017

    At Index Fund Advisors, it is standard operating procedure for us to tailor how we manage client portfolios at year-end in anticipation of dividend and capital gains distributions from the mutual funds that we buy. The gist of this strategy is that we do not want to buy into ...Read More