Advisor Chat | Contact Us | Call: 888-643-3133

Articles

6,276,032 views

Featured Article


T. Rowe Price: A Deeper Look at the Performance

792
by Tom Allen and Mark Hebner
Thursday, May 19, 2016

T. Rowe Price has clearly stated their value proposition to their investors. But what exactly is that value and, more importantly, who is receiving the bulk of that value?                             ...Read More

Archive

  • 1444
    Tom and Denise

    Reverse Mortgages: What You Need to Know

    460
    by Tom Allen and Denise Delaney — Tuesday, May 17, 2016

    There has been a sharp rise in the reverse mortgage market in last the decade within the United States. According to the National Reverse Mortgage Lenders Association (NRMLA), the annual number of reverse ...Read More

  • 1443

    Family Limited Partnerships: What You Need To Know

    852
    by Tom Allen and Mark Hebner — Tuesday, May 10, 2016

    Wealth transfer strategies are an extremely important topic when it comes to financial planning. Establishing the proper legal conduits to ensure the maximum amount assets transferred to beneficiaries ...Read More

  • 1442

    The Matrix Book: A DFA Tradition [VIDEO]

    7,977
    by Mark Hebner and IFA Contributors — Friday, May 6, 2016

    "Data! Data! Data!" he cried impatiently, "I cannot make bricks without clay!" — The Adventures of Sherlock Holmes, The Adventure of the Copper Beeches - Sir Arthur Conan Doyle, ...Read More

  • 1440

    IFA By the Numbers - 2016

    1,037
    by Mark Hebner — Thursday, April 28, 2016

    As we begin 2016, it has become a tradition that we reflect on the prior year by collecting our IFA statistics (or, what has grown to be known as IFA By the Numbers) on the abundance and wealth of information ...Read More

  • 1439

    The Small-Cap "Alpha" Myth: An Update!

    1,809
    by Tom Allen and Mark Hebner — Wednesday, April 27, 2016

    There is a common misconception about “alpha” in the small-cap market within the United States. Many professionals believe that once we step out of the mega-cap world of companies like Google, ...Read More

  • 1435

    The 1st Quarter of 2016 in Review [VIDEO]

    1,179
    by Tom Allen and Mark Hebner — Tuesday, April 19, 2016

    The first quarter of this year was a textbook case on the importance of having discipline when approaching the investment process. January was a punishing month for markets around the world as fears of ...Read More

  • 1433

    Oppenheimer Funds: A Closer Look At Their Performance

    1,590
    by Tom Allen and Mark Hebner — Tuesday, April 12, 2016

    Oppenheimer Funds is a subsidiary of Oppenheimer Holdings & Co., one of the largest financial institutions in the entire world. Having roots dated over a century ago, the Oppenheimer name has acted as a ...Read More

  • 1430

    Free Throws

    1,440
    by David Butler — Wednesday, April 6, 2016

    Dave Butler offers a sports example to help investors apply discipline in a stressful market   “What do you regard as the most difficult period in the financial markets during your 25 years in the ...Read More

  • 1429

    Wells Fargo: A Deeper Look at the Performance

    1,765
    by Tom Allen and Mark Hebner — Thursday, March 31, 2016

    Wells Fargo is one of the largest institutions in the world. In fact, it is considered a Systematically Important Financial Institution (SIFI), in which its failure could potentially lead to a much larger ...Read More

  • 1423

    How To Read Your Form 1099 Composite

    1,271
    by Tom Allen and Mark Hebner — Friday, March 18, 2016

    As we approach tax day (April 18th, 2016), we wanted to take the time to go over the 1099 Forms that have been provided to our clients by Fidelity, Schwab, and TD Ameritrade. If you haven’t received this ...Read More

  • 1422

    The $1 Million Dollar Bet: Buffett Winning Big

    2,150
    by Tom Allen and Mark Hebner — Wednesday, March 16, 2016

    Warren Buffett is considered a household name amongst the investment community. The famed investor and third richest man on planet earth is well-known for his investing acumen. Although he has had long-term ...Read More

  • 1418

    Diversification: Expanding the Opportunity Set!

    1,683
    by Tom Allen and Mark Hebner — Monday, March 7, 2016

    “Diversification is your buddy!” – Merton Miller, Nobel Laureate Diversification means different things to different people. Some people understand the timeless adage of “don’t ...Read More

  • 1417

    The Leap Year Approach to Investing

    1,587
    by Tom Allen and Mark Hebner — Thursday, March 3, 2016

    2016 marks another special year for those who happened to have a significant event, like a birthday or wedding anniversary, fall on February 29th. The Leap Year, which is that extra day that we get every 4 ...Read More

  • 1415

    Quantifying the Value of Tax Loss Harvesting: An Update

    1,635
    by Tom Allen and Mark Hebner — Monday, February 29, 2016

    In August of 2014 we released a study that attempted to quantify the value of providing tax loss harvesting services using a data sample from our own clients’ experiences. As we mentioned in the original ...Read More

  • 1413

    Volatility is a Good Thing!

    2,006
    by Tom Allen and Mark Hebner — Tuesday, February 23, 2016

    Many readers may call us crazy, but hear us out. The beginning of 2016 has been tumultuous to say the least. Concerns over China’s transition from an export based economy to a more developed economy ...Read More

  • 1412

    Oil Prices and Equity Returns

    1,906
    by Tom Allen and Mark Hebner — Friday, February 19, 2016

    No doubt one of the biggest stories over the last 18 months has been oil. Currently, oil prices (as measured by the WTI Crude Index) are at levels we haven’t seen for almost 13 years. While many see ...Read More

  • 1411

    Good Advice

    1,878
    by Mark Hebner — Wednesday, February 17, 2016

    In today’s climate of one-page financial plans, bargain-basement fund pricing and automated investment tools, you may wonder whether you still need a living, breathing financial adviser. You do. But with ...Read More

  • 1410

    Low Future Economic Growth and Expected Returns

    2,003
    by Tom Allen and Mark Hebner — Tuesday, February 16, 2016

    We have recently come across a series of articles that are giving warning about the near future of slowed economic growth, high levels of volatility, and potentially lower returns from stocks and bonds. ...Read More

  • 1408

    Are You Saving Too Little or Too Much for Retirement?

    1,830
    by Tom Allen and Mark Hebner — Wednesday, February 10, 2016

    How do we enjoy our resources today without sacrificing future financial security? What is the delicate tradeoff between current and future consumption? These questions are extremely important. At one extreme ...Read More

  • 1405

    The Retirement Plan Puzzle: Advisor is the Key Piece

    1,544
    by Tom Allen and Mark Hebner — Friday, January 29, 2016

    The retirement plan industry has come out of the shadows in the last three decades. For the better half of the last century, the topic of retirement plans could have rivaled watching the grass grow in terms of ...Read More

  • 1401

    A Vanishing Value Premium?

    2,127
    by Weston Wellington — Friday, January 22, 2016

    Value stocks underperformed growth stocks by a material margin in the US last year. However, the magnitude and duration of the recent negative value premium are not unprecedented. This column reviews a ...Read More

  • 1400

    The 4th Quarter of 2015 in Review [VIDEO]

    2,162
    by Tom Allen and Mark Hebner — Wednesday, January 20, 2016

    The best way we can describe the 4th Quarter, overall, is a great end to somewhat of an abysmal year. Stocks delivered positive results in the United States, International/Developed, and Emerging Markets. ...Read More

  • 1397

    2016: Ten Predictions to Count On

    1,754
    by Jim Parker — Wednesday, January 13, 2016

    The New Year is a customary time to speculate. In a digital age, when past forecasts are available online, market and media professionals find it harder to hide their blushes when their financial predictions ...Read More

  • 1395

    The Market Playing Peek-a-Boo

    1,463
    by Mark Hebner — Thursday, January 7, 2016

    Have you ever noticed how a newborn’s favorite game is peek-a-boo? Now you see it. Now you don’t. In 2015, global markets seemed particularly intent on playing peek-a-boo with ...Read More

  • 1394

    The Market Knows Best: Federal Reserve Raises Rates

    1,339
    by Tom Allen and Mark Hebner — Tuesday, January 5, 2016

    Well there you have it folks. The Federal Reserve finally took action to increase the Federal Funds Rate. The catastrophe that was anticipated by many financial pundits ended up being what seemed like no news ...Read More

  • 1393

    5 Actions You Should Take Going Into 2016

    2,124
    by Tom Allen and Mark Hebner — Tuesday, December 29, 2015

    As we button up the end of another year here at IFA, we wanted to remind clients of some of the things they should be thinking about when it comes to their finances going into ...Read More

  • 1392

    The Short End of a Corrupt Giant

    1,756
    by Tom Allen and Mark Hebner — Monday, December 28, 2015

    Most of us are aware of the story of David and Goliath from the Holy Bible. According to the Books of Samuel, Goliath was a Philistine warrior of tremendous strength and size who was defeated by a ...Read More

  • 1390

    Portfolio Rebalancing: A Reminder on Why We Do It

    2,992
    by Tom Allen and Mark Hebner — Thursday, December 17, 2015

    As we come to the end of the year, many clients may be wondering whether or not there needs to be action taken within their portfolio. Some asset classes, like International/Developed Small Cap stocks, have ...Read More

  • 1389

    Thrivent Financial: A Deeper Look at Their Performance

    3,190
    by Tom Allen and Mark Hebner — Tuesday, December 15, 2015

    Thrivent Financial is a wonderful story about a non-profit that has done a tremendous job formulating a successful financial planning process. Focusing on the niche clientele of Christians, Thrivent provides a ...Read More

  • 1387

    Second-Hand News

    2,937
    by Jim Parker — Friday, December 4, 2015

    Why don’t the media run more good news? One view is bad news sells. If people preferred good news, the media would supply it. But markets don’t see news as necessarily good or bad, rather in terms ...Read More

  • 1386

    A Journey to the Past for Advice in the Present

    1,903
    by Tom Allen and Mark Hebner — Wednesday, December 2, 2015

    Let’s travel back 55 years into the past and see what the world was like. It was the early-1960s, where our country was still riding the coattails of a post-war economic and population boom. President ...Read More