Wealth Planning
Financial Planning
IFA offers IFA Financial Planning, utilizing eMoney to provide a complimentary, wealth management system that will allow our clients to track their assets, liabilities, income, and spending across all their accounts as well as store all their important documents in electronic form. Wealth Advisors can work with their clients to produce financial plans, using this analysis as the foundation for recommendations to achieve each client's financial objectives.
Retirement Planning
With the aid of the IFA Retirement Plan Analyzer, IFA Wealth Advisors are able to help clients make more informed decisions in each stage of retirement.
Pledged Asset Line
IFA Wealth Advisors can assist clients in accessing various lending solutions that are secured by the client’s portfolio. These solutions include pledged lines of credit, non-purpose loans and margin loans through Charles Schwab and Fidelity.
College Planning
IFA’s College Savings Analyzer helps IFA Wealth Advisors align a client’s college funding objectives with an appropriate college savings and investment plan.
Social Security Optimization Services
IFA Wealth Advisors and expert resources provide a powerful solution to determine how to maximize your social security benefits and further outline your complete financial picture.
Charitable Giving Services
IFA Wealth Advisors assist clients in setting up donor advised funds, which are charitable giving accounts that provide an efficient way to make grants to charities.
Referral Services
Estate Planning Services
IFA Wealth Advisors can refer clients to estate planning attorneys to create estate plans and aid in the implementation of the plans.
Insurance Services
IFA Wealth Advisors refer clients to insurance advisors and collaborate with the advisors to integrate the insurance policies with the overall financial needs of the client.
Banking
For a wide range of banking services, including free online & mobile bill pay, IFA Wealth Advisors refer clients to Charles Schwab Bank.
Checking
IFA Wealth Advisors refer clients to Charles Schwab Bank’s High Yield Investor Checking Account. This account offers unlimited ATM fee rebates worldwide, no monthly fees and no account minimums.
Mortgages
Charles Schwab Bank provides exclusive discounts on select loans provided by Quicken Loans.
Trustee Services
For trust management and administrative needs, IFA Wealth Advisors can refer clients to corporate or administrative trustees through Schwab, National Advisors Trust or Fidelity.
Credit Card
Charles Schwab has partnered with American Express to offer the Investor and Platinum cards.