House Key

Working with a Fiduciary: Why it Matters

House Key

Now more than ever before, there's a need for a fiduciary standard of care within the retirement plan industry.

With the vast majority of baby boomers currently underfunded for their own retirement, the path that we're currently on as a nation is a source of grave to concern to wealth advisors like myself.

At the same time, new laws and regulations regarding retirement plan advice -- as well as administration of workplace retirement savings platforms -- are clearly raising the bar for financial professionals to make sure they're knowledgeable and up-to-date with such a changing investment landscape. 

From IFA's perspective, the bedrock of working as a fiduciary on behalf of our clients can be summed up in a single word: trust! By sitting on the same side of the table as our clients, we're able to deliver high-quality service with the sole purpose of serving the best interests of our clients, not our own.

As an independent wealth advisor, we're not beholden to any proprietary product or service. In short, IFA requires its wealth advisors to follow sound and independent advice as retirement plan professionals.

Proprietary funds or other investment vehicles in which we get a slice of the action, so to speak, aren't something you'll find us pitching. 

By working as your fiduciary, you can expect the following:

  • Independent and unbiased advice in regard to both investment and service provider recommendations.
  • Complete transparency in terms of cost structure and expectations.
  • An unwavering commitment to help educate our plan participants about how to improve their retirement readiness.
  • A commitment to follow professional best practices in regard to reviewing plan processes to help ensure compliance with federal regulations.

For more information and help with your personalized late life financial plan, please contact Denise Delaney at 949-428-0457 or [email protected]

This is not to be construed as an offer, solicitation, recommendation, or endorsement of any particular security, product or service. There are no guarantees investment strategies will be successful. Investing involves risks, including possible loss of principal.