Globe and News2

Editors' Model Portfolios - Core & more

Globe and News2

This portfolio shouldn't be confused with the strategies that involve active funds. The idea of core and more is to lay down a core portfolio and explore by overweighting certain asset classes. Core and more portfolios can take on many shapes and sizes depending on which asset classes are overweighted. Below we present a portfolio that overweights small-cap and value asset classes only because this portfolio has proven so popular in the indexing community.

For our favorite index funds covering various asset classes, click here. Remember these are suggested portfolios and shouldn't be taken at face value. We assume an intermediate risk profile.

Investor age
S&P 500
Russell 3000 Value
Russell 2000 Value
Bond index allocation
<25
40%
20%
20%
20%
25-35
35%
17.5%
17.5%
30%
35-45
30%
15%
15%
40%
45-55
25%
12.5%
12.5%
50%
55-65
20%
10%
10%
60%
65-75
15%
7.5%
7.5%
70%
75
10%
5%
5%
80%