Lobster food

Editors' Model Portfolios - Basic Domestic Stock/Bond Split

Lobster food

It doesn't get much simpler than this. We imagine John Bogle would like the elegant simplicity of this two-fund portfolio - one total market stock and one total market bond.

For our favorite index funds covering various asset classes, click here. Remember these are suggested portfolios and shouldn't be taken at face value. We assume an intermediate risk profile.

Investor age
Wilshire 5000 or Russell 3000 allocation
Bond index allocation
<25
80%
20%
25-35
70%
30%
35-45
60%
40%
45-55
50%
50%
55-65
40%
60%
65-75
30%
70%
75
20%
80%

 

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