Editors' Model Portfolios

Editors' Model Portfolios

Editors' Model Portfolios

Finding index funds that make up the building blocks of a diversified portfolio is important, but fitting them together is the real challenge. For our favorite index funds covering various asset classes, please see our editors' picks.

It's important to note that one size never fits all, but we've developed four basic model portfolios for various investor profiles. They're designed as starting points for investors, and they're not set in stone.

Our model portfolios are also broken down by the age of the investor. Typically, investors switch larger amounts of their portfolios over to lower-risk investments as they grow older and near their retirement goals. Click on any of the four model portfolios listed below.