Portfolio 90 | Index Funds Advisors Inc.

General Asset Class Allocation		Specific IFA Index Allocation		Portfolio Account Index Funds Allocation (Fund Symbols)		Number of Holdings**	Wtd Avg Mkt Cap (millions)**	Wtd Avg Book-to -Market**
40%	US Large	20.00%	IFA US Large Company Index	20.00%	DFA US Large Company (DFLCX) S&P Depository Receipts (SPY) Schwab S&P 500 (SWPPX) Fidelity S&P 500 (FSMKX) Vanguard 500 Index Fund (VFINX)	500 507₁	$82,050 $35,900*₁	0.49 0.50₁
40%	US Large	20.00%	IFA US Large Cap Value Index	20.00%	DFA US Large Cap Value (DFLVX) Vanguard Value Index (VTV or VIVAX)	226 413₁	$42,610 $31,700*₁	0.95 0.71₁
20%	US Small	10.00%	IFA US Small Cap Index	10.00%	DFA US Small Cap (DFSTX) Vanguard Small Cap Index (VB or NAESX)	2,749 1,736₁	$939 $1,000*₁	0.68 0.67₁
20%	US Small	10.00%	IFA US Small Cap Value Index	10.00%	DFA US Targeted Value (DFFVX)	1,553	$1,506	0.97
10%	Real Estate	10.00%	IFA Real Estate Index	10.00%	DFA Global Real Estate Securities (DFGEX) Vanguard REIT Fund (VNQ or VGSIX) iShares Cohen & Steers Realty Majors Index (ICF)	288 98₁ 30₁	$7,059 $2,700₁ $4,000₁	0.77 0.83₁ 0.74₁
20%	International	10.00%	IFA International Value Index	10.00%	DFA International Value (DFIVX) iShares EAFE Value ETF (EFV)	475 607₁	$42,464 $32,480₁	0.9 0.86₁
		5.00%	IFA International Small Company Index	5.00%	DFA International Small Company (DFISX)	4,229	$1,312	0.8
		5.00%	IFA International Small Cap Value Index	5.00%	DFA International Small Cap Value (DISVX)	2,109	$1,368	1.21
10%	Emerging Markets	3.00%	IFA Emerging Markets Index	3.00%	DFA Emerging Markets (DFEMX) Vanguard Emerging Markets ETF (VWO or VEIEX)	619 778₁	$46,976 $10,900*₁	0.42 0.59₁
		3.00%	IFA Emerging Markets Value Index	3.00%	DFA Emerging Markets Value (DFEVX)	1,892	$15,653	0.73
		4.00%	IFA Emerging Markets Small Cap Index	4.00%	DFA Emerging Small Cap (DEMSX)	2,160	$1,591	0.65
0%	Fixed Income	0.00%	IFA One-Year Fixed Income Index	0.00%	DFA One-Year Fixed Income (DFIHX)	112	na	na
		0.00%	IFA Two-Year Global Fixed Income Index	0.00%	DFA Two-Year Global Fixed Income (DFGFX)	115	na	na
		0.00%	IFA Five-Year Government Index	0.00%	DFA Five-Year Government (DFFGX)	20	na	na
		0.00%	IFA Five-Year Global Fixed Income Index	0.00%	DFA Five-Year Global Fixed Income (DFGBX)	82	na	na

**As of December 31, 2009 *Median or average market cap is shown because weighted average market cap is not given.
₁Note: Vanguard data as of 4/30/2009; iShares data as of 3/31/2009

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Below are methods for implementing this level of risk. Due to differences, returns will vary from the IFA Index Portfolio (see here).

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