Ifa.com Navigation Bar
Ifa.com Home Risk Capacity Survey Index Portfolios The 12 Step Program Library Open New Account IFA Films 401(k) About Us Contact Us

 

How Much Risk Is Right For You?



Mark Hebner,
President of IFA

 
 

It seems like a pretty easy question, doesn’t it? Surprisingly, most investors have no idea how much risk is right for them. Even worse, they have no idea how much risk they’re taking! As a result, the overwhelming majority of investors fail to earn the returns of even a simple S&P 500 Index over periods of ten or more years.

Nobel-prize winning research shows us that investors can earn higher expected returns by investing in portfolios of globally diversified index fund portfolios that match their Risk Capacity--their ability to take on stock market risk.

What’s your Risk Capacity? Find out right now when you take the simple 10-minute, no-obligation survey. When you complete the survey, you will learn your personal Risk Capacity, and you will be matched to the Index Portfolio that is right for you. And, you will receive a link to a free copy of my e-book Index Funds: The 12-Step Program for Active Investors highly praised by industry experts like John C. Bogle, Paul Samuelson and Burton Malkiel.

To learn more about index funds investing, visit ifa.com, Index Funds Advisors’ comprehensive site about index investing. There you will find hundreds of charts, comparisons, articles, podcasts, videos and 80 years of risk and return data that comprehensively details the Science of Investing.

Index Funds Advisors

Index Funds Advisors (IFA) is a fee-only independent financial advisor that provides wealth management by utilizing risk-appropriate, returns-optimized, and tax-managed portfolios of index funds. IFA founder, Mark Hebner and the team at IFA have done extensive research as shown on this web site and the #1 ranked book on index funds. This research leads our clients to the optimal money management strategy, net of our advisory fees and taxes. IFA completely avoids the futile, speculative, and unnecessary cost-generating activities of stock, time, manager, and style picking. Instead, our investment strategy employs a disciplined, quantitative approach, emphasizing broad diversification and consistent exposure to the structural trends of publicly traded markets around the world, with an overweighting of small and value priced companies. In short, we invest in capitalism.

The IFA advice is based on the highly respected research indexes designed by Eugene Fama and Kenneth French and documented in their empirical and peer-reviewed publications. The two professors rank #1 and #2 on total downloads per paper among 10.5 million downloads on the Social Sciences Research Network. Our current and independent advice incorporates 80 years of IFA Indexes and Indexfolio risk and return data, third generation index fund designs and 25 years of refined passive trading techniques employed by Dimensional Fund Advisors (DFA.) IFA does not accept payments from DFA or from any other recommended investments. IFA is exclusively paid by its 2,000+ clients for its advice on the optimal wealth management of approximately $1billion of assets under management, as of July 2007.


 

Explore ifa.com

 

 


“Most investors, both institutional and individual will find that the best way to own common stocks is through an index fund that charges minimal fees…those following this path are sure to beat the net results (after fees and expenses) delivered by the great majority of investment professionals.”

- Warren Buffett, 1996 Letter to Berkshire Hathaway shareholders


“Index funds eliminate the risks of individual stocks, market sectors, and manager selection. Only stock market risk remains.”

- John C. Bogle, Founder of The Vanguard Group and author of six investing books, including The Little Book of Common Sense Investing, The Only Way to Guarantee Your Fair Share of Stock Market Returns, 2007

The 12-Step Program

IFA President Mark Hebner's comprehensive overview of the pitfalls of active management and the superior returns of risk-appropriate Index Portfolios.


Learn more
Benchmark Your Portfolio

How does your portfolio stack up?

Compare your current portfolio against IFA's 20 unique Index Portfolios and 15 Indexes.

Learn more
Which Index Portfolio is Right for You?

Take a look at 80 years of historical risk and return data for 20 unique risk capacity-adjusted Index Portfolios.

Learn more
Library


Hundreds of articles, charts, audio, video, research reports, and studies deliver a comprehensive education for the Science of Investing


Learn more
About IFA


Learn more about the company that implements Nobel-Prize winning strategies to deliver risk-optimized returns to more than 1,000 clinets with over $1 billion under management.


Learn more

Call or Email
Copyright © 1999-2008 Index Funds Advisors, Inc. All rights reserved.
 

This site is for the use of clients and potential clients of Index Funds Advisors, Inc. and the IFA Network Members
. It is not to be used by any other investment advisor or investment professional as an information/marketing materials source, asset allocator, risk capacity or risk tolerance assessment, or for any other purpose. If your financial advisor is using this site without a license from Index Funds Advisors, Inc., they are violating our copyright and their ethics are highly in question. The right to download, store and/or output any material on this internet site, or the Index Funds: The 12-Step Program for Active Investors eBook, is granted for viewing use only and this grant only applies to clients and potential clients of Index Funds Advisors, Inc. and the IFA Network Members. Reproduction or editing by any means, mechanical or electronic, in whole or in part, without the express written permission of Index Funds Advisors, Inc. is strictly prohibited and subject to prosecution under U.S. and International copyright and trademark laws.

DISCLAIMER: THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY LINKED INTERNET SITE. At certain places on this Index Funds Advisors Internet site, live 'links' to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of Index Funds Advisors. Index Funds Advisors does not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by Index Funds Advisors.Your use of this site is acknowledgment that you have read and understood the full disclaimer. Past performance does not guarantee future results.

WARNING: Past performance does not guarantee future results. Investment returns and principal value will fluctuate, so that investors' shares, when sold, may be worth more or less than their original cost. Investing in any mutual fund, index or actively managed, does not guarantee that an investor will make money, avoid losing capital, or indicate that the investment is risk-free. Actively managed funds sometimes outperform index funds. You just don't know in advance which actively managed fund will outperform the appropriate index. Just because a mutual fund is an index mutual fund, it does not guarantee a performance superior to an actively managed mutual fund. There are no absolute guarantees in investing. When reviewing any backtested performance information on this internet site, please read the Disclosure for Backtested Performance Information (click here to read the Disclosure for Backtested Performance Information.)


Index Funds Advisors, Inc.  —  19100 Von Karman Ave., Suite 450  —   Irvine, CA 92612  —  
Call Toll Free: 888-643-3133
Local Phone: 949-502-0050  —  Fax: 949-502-0048 — Email: info @ ifa . com