This portfolio is similar to the basic domestic stock/bond split, but this time we add a broad international index fund for further diversification.
For our favorite index funds covering various asset classes, click here. Remember these are suggested portfolios and shouldn't be taken at face value. We assume an intermediate risk profile.
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Investor age
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Wilshire 5000 or Russell 3000 allocation
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MSCI EAFE allocation
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Bond index allocation
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Young
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50%
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30%
|
20%
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Middle age
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40%
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20%
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40%
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Retired
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30%
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10%
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60%
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